handsome91: do u believe that u will be anserable before god after the ur death and u will get reward or punishment from only god who has created u and this universe?if u do good deeds uwill go into heaven which is many many thousands time beautiful than this world.and if u do bad deeds u will go into hell which is fire which is 70 times more intense than fire of this world.
I believe that after we die our soul takes a period of rest and reviews what we did in this life. If we've done something that leaves us owing a karmic debt, then we take that into the next lifetime to atone for and resolve. We're answerable to our Higher Self, that part of us called our "conscious", which is part of our soul, and thereby part of the Divine Universal Intelligence that has created all.