i was backdoored and some money drawn from my bank acct
last year and my bank returned it immediately and
the company that was paid w/ my money
joined in the prosecution
happened to be google ads
oddly i find a new g mail acct to be the most secure
of any of my others
and encryptions, etc can be extracted when working wireless
thats a bummer...
checking your credit isnt a great idea-in the US anyway-
everytime your credit is checked by anyone it shows a hit
best is to subscribe to a monitoring and protection service.
these can be very reasonable as little as 30$ a year
and they guarantee no unwanted activity.