no it is a hormone problem, and a reality problem for the women who really mean no....
Alot of woman may say no initially but with a little coaxes rubbing etc. there are willing, then they all say those same words
OOOOOHHHHHHHHHH I love it but, I hate you for this... blah blah blah
it is just because they don't want you to think they are easy...
(THIS IS ALOT OF WOMAN) I see it as pathetic....
but not all women are like this. Some mean no, usually a guys knows if she really means it or not and doesn't keep trying, but you do have those perverts out there, sad but true...