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People always want things the easy way. Easy is, chosing not to work hard, to get some financial stability in life, and also expecting prospects to accept us as we are (how are we?). This is absurd to me, and i find it more bizzare, that people who want to be with financially stable partners, are called materialistic.


I hope the young people today, can change this trend. It is for their own good.



I'm not surprised people weren't thrilled with the thread.
See you on the 'it's only the inside that matters', threads. I'll be outside, looking in.

I understand your point of view, but over here in the US so many people have college degrees that many work at minimum wage jobs after graduation while trying to pay back hefty student loans with hefty interest from it being delayed until they graduated, and end up more broke than if they never went to college. However, it's still about the only way to have a good shot at a future.

Some of us have gone to college, left, returned, changed majors, etc while we tried to figure out what we wanted to be when we grew up. I just finally figure it out last year, and now I'm working toward that goal.

And no...I didn't grow up yet!

Thanks for the info, Dru.

It's different here, tuition is free. There's a girl from California in one of my classes, and i can see why she would chose Finland. Before i moved here, i knew the Kenyan shilling wasn't going to do much, when it came to monthly bills. Still, i chose to take the opportunity, and struggle a few years, instead of a lifetime. Me, three of my sisters, a nephew, and another ( willing to transfer from a Kenyan Uni.), have all decided to make the sacrifice.

The word 'loans', scares me seriously. Paying back loans, would be draining, i can imagine.

Yes Lush , I get a full grant and my tuition fees paid also.
It is the same for every mature student in Ireland , also on top of that I also get whats known as The Back To Education Allowance

So for for citizans , it can be less of a struggle here !

yes, I got a grant also, but only because I was a single mother. Now I work twelve hours a day, my day starts at 530, and I am using the degree I got. And I have had it ofr eighteen years. That was the way it was, and they still give grants.

Having a college education by no means guarantees financial security. Knowing how to handle money is a much better way to financial security. The fact that student loans scare you is a good sign. You will be financially secure one day, as long as you don't get caught up in consumerism.

Hi, LL.

It's great to be born in a developed country, damn!


It's great to know you can go to school, with help, at whatever point you decide. I'm happy you are utilizing the opportunity, LL. Live your dream!

Thanks Lush ,

don't get help this year , so I have to work also,
makes it more difficult to get top marks,
but it has to be done,
next year all being well I finnish and I have plans
in place for a complete change in my life!
Yes we have to work towards our goals ,
I have bin working since I was young,
so I don't mind ,taking this time to make a change for
the better (workwise)
Will try and live the dream

interesting question as it's something i have thought about having lived in both Uk and USA.

when i was young ( oh 2 or 3 years ago- honest ) and at university for 4 years- the tuition was free and i got a grant ( because i lived far enough away) for my accommodation. the only thing my parents had to pay was a 'parental contribution' because they earned over a certain amount- otherwise the government would( i think) have paid it .

I did work reasonably hard at Uni- didn't miss too many lectures, but certainly didn't study on weekends( against my religion ) or even until 2 or 3 weeks before the exams, but i made sure i did enough to well pass the exams. when i left- i had no loans to pay back, and was pretty much guaranteed a job ( though the degree i had done had few posts available so i went into nursing)

At nursing school- i got subsidised accommodation- albeit in victorian style nurses homes- and also got a salary- we did have to be the 'hands' of the ward/floor during our clinical experience and hospitals could not have been run without the working hands of students, but i did get paid a salary during both clinical and college placements

then i went to work a few years later in the USA and met people who were nursing students, who were at college full time, but also working full time to pay for the college( plus studying), and i must admit feeling a little guilty. I did work while i was at Uni- but only for beer money!!


I don't have any experience of your country lush, but do know that getting qualifications was made easy for me- maybe i didn't appreciate it at the time ( getting into the Uni was the hard part at my time- the educational requirements were high)
If i am honest, i probably wouldn't have been able ( or bothered) to work as hard as many US people do to better themselves

I am in education as you know, I have worked both the American and British system.

In Britain, where two of my children were and are curretnly being educated, the student grants were abolished and student loans were brought in to replace the grants.

This means that more people can go to university in the UK, however, the student loan system means that most youngsters, from average families leave university with debt, that is deferred unti their income reaches a certain level, and they begin to pay it back. This can mean that a young person begins their life in debt and it can become hard for them to make their way in the world so heavily laden with debt.

I have worked, two businesses and in education to pay for my children's education, to keep their student loan to a minimum, my son has three jobs and my daughter two, my 'borrowed' child is at my school with me and he will be branching out into work soon.

My children will graduate with little debt, as I have worked my ass off for 20 years to ensure this happens.

So for an 18 year old in the United Kingdom whose parents, cannot afford to send them to university then they have the opportunity to go to university providing they meet the grades, but they will leave with a sunstantial amount of debt.

I work within the American fee paying system, so all of our children are educated from 11-18 with a view to graduation anywhere between 16 and 18, to go to colleges througout Europe and the US, this is a system that is expensive and can cost anything around 30,000 euros a year.

So the children at my school are damn lucky, as they have parents who can afford the fees, I could not afford the fees at my school not with three of them to provide for.

I worked my ass off as a youngster to ensure that my debt was minimum, also did my degree before computers, whilst my children were in bed at night, the only way, as my ex husband was rather lazt with work, that I could ensure that I had the holidays with my young uns, and could provide some financial security that would ensure I could afford to provide my children with the education that would set them on the correct path.

It has taken me until I am my age to gain financial security, my third child, graduates this year to go to college in Europe, I am retiring from teaching when this happens, and concentrating on other business interests that I have.

Education is needed these days, although there are many people who are not educated who do manage to survive, but you are right, there are opportunities out there, but laziness is around and it would appear that many people are too lazy and want it all on a plate.

I have served three plates, full ones, full of love, support and food, I will support them, but they have had good solid grounding in how only hard work when money is not so easy to come by, will get you through.

Good thread.

Finally.

Hi!


12 hours is a long time to be working, but i admire the strength you have. Not everyone can do it.

Congratulations!

teddybear:

I agree with Dru on this point. College is very expensive and a pain in the ass trying to pay off while still sustaining a "normal" life. I am licensed by the Federal Aviation Administration as an A&P Tech (glorified technical term for airline mechanic). After that I got an Associates degree taking accelerated courses and class loads in a year and 1/2. Then stayed in school for one more year and got a BS in TCOM (telecommunications management), more loans and grants, plus a few scholarships, and here I am a builder, go figure. I did four years of education in 2 and 1/2 years in a hurry to get out there and get to work. In the United States almost anyone who wants to go to college can find the resources to attend college, but still may not be able to attend because of the costs associated with normal everday life and/or family responsibilites. Its really not a cut and dry situation and has to be considered on a case by case basis. There are many more variables but I dont want to go on and on about it.

It scares me, to think of studying in America. I have heard of so many kids, who go there (from Kenya), only to quit school, because of all the expenses. I admit, i have not heard of any one of them, who doesn't have at least, two jobs! Now that, i admire, and also thank God i don't have to do that. One job is already killing me, as it is. One of my school mates told me that, a few hours ago ( we work together after school). The bank has asked me if i want a student loan, and i have politely declined. Believe it or not, i don't even own a credit card. I only work with debit. i don't believe in living above my means, because my tuition is free. Surely, i can survive without some scary loan. I know i can.

I am pleasantly surprised, to read that people here have struggled in some way, to pursue their dreams. It's inspiring, even the beer weekends. It must have been hard, Monday mornings.

won't touch a credit card either !!
good for you for declining one

If you qualify, you can get them. I went to nursing school on grants, but now I can't get another one because I dropped 3 weeks shy of completing Nursing II. No regrets about dropping it, but if I'd completed that course before I stopped, I'd be able to get grants now. Instead, I had to pay my way in full for my school. TG, a core-curriculum online school isn't horribly expensive.

I see that. In my books, you're anything but lazy. You wanted to do something, and went for it. That is an acomplishment in itself.

I understand what you're saying. I don't make much, at the moment, but i always budget, *except when i buy shoes*.

It amazes me, how people with the biggest responsibilities, can afford to use thier money foolishly. They don't think ahead, and even forget how much they have left. I know a few, who never learn.

Gamblers, sad.

I would like to understand a few things, regarding college education worldwide.

Does an American/ British/ Russian citizen get school grants/loans by default, or how does the whole system work?

Views from people from Timbuktu, are welcome as well.

The reason i ask this, is to understand why people from developed countries, refuse to go to college. Why would anyone, with all the opportunities they have, chose to struggle all their lives, and always complain of being broke?

I personally, will circumcise bulls, to get to that place, that place called financial security. I will do it for myself, and the family i intend to have.

What are your views, on this?[/quote Im from developing country and our school system is still in a mess.We use to have great system and its still good just we r styding so many non importan things but when i think about it its good to know.
I pay only 200euros per year and its pity if i dont study.There r private uni too up to 5000euros but difference in degree is not that big.State universities are better.
Finding job without univesity degree here is almoust imposible so for normal life must have degree and social services are not that good as in developed countries so we just must study.