In response to:
it is exciting, although now we owe a TON of money- but hey, its ours...(almost)
You may owe some money but, all that money you will get back! Atleast you're not like me where I'm spending money that I'll never see again! I lost my house to my ex! LOL! I have one recomendation for you and your other half, "The first morning you wake up in your new home, make sure you sit, enjoy a cup of coffee and just admire the veiw". Someone told me to do that when I got my house, it's neat feeling to sit and look out the window of your new home! Enjoy it!