Divorce insurance

You never know the man you are with until you split up, and neither do men know what they have on their hands until the dishes start flying. Relationships are an investment in time and emotion but few investments work out.

I didnt invent this system, but I think its a good one. From the time you committ to each other, both partners pay 10% of their income into a trust account. If children come along and one has to stop working to look after them (nowadays it is sometimes the man) the other keeps paying in. 10%, direct debit, no its or buts. Any interest also goes back into the account. When the partner starts working again they pay in 10%. Whatever the source, any money coming in, inheritance, capital gains, rental, interest on investments, 10% into trust.

When one wants to leave, the other gets the trust fund. They split after a year, not very much, but how much can you expect after a year? They split after 40 years, especially if one or other was rich, it is a huge sum, but it is already waiting. No pain.

Maybe that way relationships could end on a handshake handshake and not in a storm of hatred greed resentment and rich lawyers.

I think I just saw a flying pig.
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Comments (9)

If they both call quits? Split it?

Nice theory. Never going to work ... rolling on the floor laughing
Too funny.laugh
But this is not love. It is keeping each other at a ransom. And if it really becomes a lot it may lead to murder. Do you know what some people will do for money.laugh
laugh rolling on the floor laughing
I'm always AMAZED more marriages don't end in murder. It was when I caught myself looking thoughtfully at ant poison that I realized mine was probably over.

devil

Ms Grundy, it could do one thing. Keep both people together stubbornly refusing to be the one to leave and lose the kitty.
My last GF would probably go for the poison, but she left when i started sharpening the sword. laugh
Never work... before the trust account is even created they would argue as to whos name the account would be in.
I think putting as much in writing and getting it signed beforehand is the way to go.

A pre-nup is a good idea, being fair and agreeing on how things should be split before the resentment starts. There is no talking to each other once you resent the other person. dunno

I wouldn't want it all, but I would want half of your fund. grin
That goes against the grain of how we are these days.

Feminists won't like this because they prefer the status-quo where the woman usually gets the lion's share irrespective of who initiates the divorce, society will find it uncomfortable because it defers gratification, and financiers won't like it because it's saving and contrary to the encouraged idea of living beyond your own means.
And Baby Boomers won't like because in effect it would be setting something aside for their kids(if they stay married)instead of blowing it all in their retirement on cruises, med holidays, and that second car they never drive.
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by Unknown
created Jun 2015
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Last Commented: Jun 2015

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