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Howdy all. Don’t know if the system (mods) will allow this, as real institutions might be mentioned, but I feel a responsibility as a retired professional to present my observations and opinions:
Recently I attended a structured meeting regarding benefits for retirees. The facilitator began by mentioning the relatively recent advertisements claiming tons of free benefits, etc…(Seen those? JJ. Walker, Joe Namath, etc…) which, to cut to the chase, aren’t available in quite a few places, including here. So, pan THAT idea, for southwestern Oregon, anyway. Here’s a huge problem, and the chief concern: Say you’re retired, have Medicare and a supplemental plan, usually for medication co-pays. Your physician may have to write a yearly “variance” for a particular medication or treatment denied, but it usually gets solved. But then this “new” outfit courts your business, claiming a much lower rate and better service, etc…so, you jump ship. Then, something you really need is denied, and it sticks to the wall because there’s no precedent to service it, and they don’t have to. So, you’re annoyed, and drop them, and call the outfit that WAS working. Guess what? They won’t take you back, and they don’t have to. Be careful, friends. A couple near me were doing great. They are dog-paddling to stay at just above poverty. One wrong slip and they lose their home. Please, watch out. Take care of yourselves. Be smart.