buying things (55)
reolvine420taupo, Waikato New Zealand139 Threads 13 Polls 1,297 Postswhen buying something that you want do you save up for it or put it on credit?
reolvine420: when buying something that you want do you save up for it or put it on credit?
If I can't afford it I don't buy it simple as that
i resisted for a very long time not to get a credit card but recently gave in as I couldn't book anything online without one.
i should have gone for a debit Visa card or such. i swore I wouldn't use it to buy stuff just cause I could. But sadly the willpower is weak when faced with a retail hit. Now I am just like the masses, a victim of the credit card epidemic.
in my defence i do always pay much more than my minimum payment each month in an attempt to pay it off, if only i didn't keep putting stuff back on it
i have been caught in the trap of credit
i should have gone for a debit Visa card or such. i swore I wouldn't use it to buy stuff just cause I could. But sadly the willpower is weak when faced with a retail hit. Now I am just like the masses, a victim of the credit card epidemic.
in my defence i do always pay much more than my minimum payment each month in an attempt to pay it off, if only i didn't keep putting stuff back on it
i have been caught in the trap of credit
If I don't have the money I don't buy it.
Don't have a credit card too dangerous them things
Don't have a credit card too dangerous them things
Lookin4missright: just thought i'd share
And it ain't even school holidays yet
Cash purchases only for me, had a bit of c/c debt but that's almost gone
reolvine420: when buying something that you want do you save up for it or put it on credit?
I try and pay up front for most of my stuff but the bigger stuff that doesn't always work.
And yes, I got a credit card reluctantly years ago before debit cards were around and have bought a couple of bigger things on it but like to pay it off as quick as
I would hate to be one of those people that pull the credit card out for just about everything?
Newlife08: I try and pay up front for most of my stuff but the bigger stuff that doesn't always work.
And yes, I got a credit card reluctantly years ago before debit cards were around and have bought a couple of bigger things on it but like to pay it off as quick as
I would hate to be one of those people that pull the credit card out for just about everything?
And yes, I got a credit card reluctantly years ago before debit cards were around and have bought a couple of bigger things on it but like to pay it off as quick as
I would hate to be one of those people that pull the credit card out for just about everything?
Had a credit card since the late 70s. Always paid it off on time. Until I got divorced and was too broke to make more than the minimum payments. Needed food and petrol and presents for the kids. But avoided putting any "luxuries" such as clothes on it.
Cleared the debts and managed the same until 2nd divorce and the legal vampires sunk their teeth in. After a 5 year property settlement battle and no more vampires (legal and otherwise), no more debt. And for the last 4 years, only used it once when buying a car for my daughter. Paid it all back in the week later when I could get to the bank. Actually, they owe me as I dumped a bit extra in.
Still go down the track that if I haven't the money for it, I don't really need it.
serene56: And it ain't even school holidays yet Cash purchases only for me, had a bit of c/c debt but that's almost gone
were mainly ankle biters
Lookin4missright: were mainly ankle biters
Oh my favourite!
Love em I do, just can't eat a whole one
serene56: Oh my favourite! Love em I do, just can't eat a whole one
how come
bit sour 
sorry
serene56: Oh my favourite! Love em I do, just can't eat a whole one
Walking back from lunch today with a guy with a heart problem. Screaming ankle-biter just behind.
They stopped to look at a shop
I dont have a credit card do have a debit card . If I have the money I pay cash or use layby.
Gotta a couple of bling items on layby love that gold
Gotta a couple of bling items on layby love that gold
reolvine420: when buying something that you want do you save up for it or put it on credit?
There is no credit limit I cannot reach! Somebody stop me! I have been living on the card for a year now, it’s the new house thing! Building fences buying plants changing accounts, it all cost a little extra, then there are the water rates and council rates that you don’t get when renting, the up side is I am actually paying for this place rather than just renting paying someone else’s mortgage!
Life’s good!
Blizzard14u: There is no credit limit I cannot reach! Somebody stop me! I have been living on the card for a year now, it’s the new house thing! Building fences buying plants changing accounts, it all cost a little extra, then there are the water rates and council rates that you don’t get when renting, the up side is I am actually paying for this place rather than just renting paying someone else’s mortgage!
Life’s good!
Life’s good!
Funny how the water and council rates don't seem to come into consideration when the money hungry builders sell you a place. "Why pay $300 a week for rent when you can be in your own home for $295 a week."
And then all the extras you have to have to get the house to be your home.
It is a great feeling being able to get your own home looking good. And saying "I did that."
Then there is the saying "What you sow you will reap." Do what you can and enjoy what you achieve.
wash2u: Funny how the water and council rates don't seem to come into consideration when the money hungry builders sell you a place. "Why pay $300 a week for rent when you can be in your own home for $295 a week."
And then all the extras you have to have to get the house to be your home.
It is a great feeling being able to get your own home looking good. And saying "I did that."
Then there is the saying "What you sow you will reap." Do what you can and enjoy what you achieve.
And then all the extras you have to have to get the house to be your home.
It is a great feeling being able to get your own home looking good. And saying "I did that."
Then there is the saying "What you sow you will reap." Do what you can and enjoy what you achieve.
One of the new guys at work is paying $600. Per week in rent? that’s $200. More per week than my mortgage, He and his family not long came over from Adelaide, looking for work, plenty of jobs here, they are now selling their place in Adelaide and buying over here, the rents here are ridiculous! With a thousand people a month moving here its going to get worse! But there are job vacancy signs out on the roadside everywhere? Three off our guys at work have left for the mines, making big bucks now, but I have the kid to look after now, money isn’t everything,
Blizzard14u: One of the new guys at work is paying $600. Per week in rent? that’s $200. More per week than my mortgage, He and his family not long came over from Adelaide, looking for work, plenty of jobs here, they are now selling their place in Adelaide and buying over here, the rents here are ridiculous! With a thousand people a month moving here its going to get worse! But there are job vacancy signs out on the roadside everywhere? Three off our guys at work have left for the mines, making big bucks now, but I have the kid to look after now, money isn’t everything,
Was reading not long ago where the "Fly in/Fly out" companies are paying top dollar for rentals. Locals cannot afford to live there any more.
Heard of a couple who had retired and were doing the "Grand Tour" around Aust, and looking for some work along the way to help pay for the trip.
They landed contract jobs with a Council in top of WA. As well as casual wages, they got very cheap rental from the Council. Locals who live there have to pay triple in rent, and they want to live there forever.
reolvine420: when buying something that you want do you save up for it or put it on credit?
...or I just purchase it. I don't necessarily need credit to buy what I want. I do have a credit card... It's used when I am overseas , as a back up.
barebum61: put it all on your credit card ...... when you run out increase the limit....its ongoing lol
Tsk tsk... You are just encouraging women to buy more shoes
reolvine420: when buying something that you want do you save up for it or put it on credit?
I save up or layby, but the new car i got in august i refinanced.
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