Do you have health insurance coverage and if so who pays the premiums? (21)
I don't pay for premiums cause Medicaid pays my Medicare premiums and i also qualify for special help and don't pay anything except copays.
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My employer pays an average of $300.00 per month per person covered; employees pay a smaller portion. I pay very little, because the higher in rank you are (making more money), the less you pay. A perq, I suppose. Doctors too willingly refer you for expensive tests and treatments: a colonoscopy, recommended for those over 50, costs over $7,000.00; a physical therapy session, which may be 45 minutes of you using their bicycle while the therapists stand around and chat about restaurants, costs upward of $800.00. And you need 10 or 15 of these sessions. Who asks, when the doc says you should have a test, how much will it cost? The gods have spoken!! How dare you question! Something is wrong here.
I think those opposed to health care reform simply want Obama to fail, and don't care how many children have no dental care and can't get a tetanus shot or glasses, as I couldn't as a child.
I think those opposed to health care reform simply want Obama to fail, and don't care how many children have no dental care and can't get a tetanus shot or glasses, as I couldn't as a child.
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I have health insurance on my son and I pay. But I do not have health insurance because I have a pre-existing condition (MS)and with health cost going up faster than inflation or wages, I had to make a choice between health care or living expenses....guess I will have to wait! Every time my leg or arm falls asleep, I pray its not a relapse. If I had a relapse, I would lose everything!!!
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You forgot the option where the employer pays half and employees pay half, or close to that.
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There are a number of other configurations too:
Employer pay for employee, but nothing on dependants.
Health Savings Accounts with various amounts contributed by employer and employee.
Section 125 plans, sometimes called caferteria plans, where anything the employee pays for health insurance, co-pays, deductibles, or dependent care, is paid free of all Social Security w/h tax, Fed. income tax, and state income tax.
And probably more.......
Employer pay for employee, but nothing on dependants.
Health Savings Accounts with various amounts contributed by employer and employee.
Section 125 plans, sometimes called caferteria plans, where anything the employee pays for health insurance, co-pays, deductibles, or dependent care, is paid free of all Social Security w/h tax, Fed. income tax, and state income tax.
And probably more.......
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I have health insurance coverage and have all of my adult life. Currently I pay almost nothing for my excellent plan. You can have it also if you want it. Just join the military and go off to war and stay in over 20 years of fighting for your country and the health insurance plan they provide is excellent.
I have had private insurance plans in the pass where I paid quite a bit for them and the medical care wasn't any better.
I have had private insurance plans in the pass where I paid quite a bit for them and the medical care wasn't any better.
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will u pay mine
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Slim pays $110 per "week" for our health coverage. Which includes: health, vision, dental and life.
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i pay my own, i have two policies, i am not rich but one surgery would wipe me out,i intend to keep what i have which should be an option if they make heath care reform a pass, i see a need for something to be done but i don't want it at my expense.. if they get it, those that pay their own should get a break on premiums like that would happen
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caspatch: i pay my own, i have two policies, i am not rich but one surgery would wipe me out,i intend to keep what i have which should be an option if they make heath care reform a pass, i see a need for something to be done but i don't want it at my expense.. if they get it, those that pay their own should get a break on premiums like that would happen
You'd be suprised what the government spends money on, at your expense, already.
How about $9 light bulbs for poor people, installed for them at $4.50 a bulb and $1.50 disposal fee for the old bulb that was removed... figure 25 or so bulbs per home... you're paying for it!
City of Houston is using a federal grant to make low-income home's more energy efficient, it was on the nightly news just last night.
And then there's all those clunkers YOU just bought! LOL!
But nobody gets too up-n-arms about that stuff. Doesn't make a bit of sense to me.
- Michael ("American by birth, Texan by the Grace of God!")
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I have private insurance and I pay for the whole thing myself. Gives me international coverage also.
I gave up on US carriers after having had contracts with several of the big ones and went with a foreign company because the terms of the contract and the services are far better. Not to mention that there's no cap on lifetime services and no riders, plus it covers dental, vision, pharma and a whole host of things that the standard plans don't cover.... AND it's not contingent on state laws that infringe on what pharma products you can use when. I also do not pay more for being a smoker because, I've been told, statistically I die sooner.
We're supposedly so pro "free market"... so it might interest you to know that the US prohibits foreign insurers to market their products in the US. Not exactly fair to the US consumer, but there it is.
I gave up on US carriers after having had contracts with several of the big ones and went with a foreign company because the terms of the contract and the services are far better. Not to mention that there's no cap on lifetime services and no riders, plus it covers dental, vision, pharma and a whole host of things that the standard plans don't cover.... AND it's not contingent on state laws that infringe on what pharma products you can use when. I also do not pay more for being a smoker because, I've been told, statistically I die sooner.
We're supposedly so pro "free market"... so it might interest you to know that the US prohibits foreign insurers to market their products in the US. Not exactly fair to the US consumer, but there it is.
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Scubadiva: I have private insurance and I pay for the whole thing myself. Gives me international coverage also.
I gave up on US carriers after having had contracts with several of the big ones and went with a foreign company because the terms of the contract and the services are far better. Not to mention that there's no cap on lifetime services and no riders, plus it covers dental, vision, pharma and a whole host of things that the standard plans don't cover.... AND it's not contingent on state laws that infringe on what pharma products you can use when. I also do not pay more for being a smoker because, I've been told, statistically I die sooner.
We're supposedly so pro "free market"... so it might interest you to know that the US prohibits foreign insurers to market their products in the US. Not exactly fair to the US consumer, but there it is.
I gave up on US carriers after having had contracts with several of the big ones and went with a foreign company because the terms of the contract and the services are far better. Not to mention that there's no cap on lifetime services and no riders, plus it covers dental, vision, pharma and a whole host of things that the standard plans don't cover.... AND it's not contingent on state laws that infringe on what pharma products you can use when. I also do not pay more for being a smoker because, I've been told, statistically I die sooner.
We're supposedly so pro "free market"... so it might interest you to know that the US prohibits foreign insurers to market their products in the US. Not exactly fair to the US consumer, but there it is.
Only poor people have health insurance... I merely put one zillion dollars into a special fund each month to pay for any health issues - so far nothing has fallen off and needed replacing yet, thank God!
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RobertC2: Only poor people have health insurance... I merely put one zillion dollars into a special fund each month to pay for any health issues - so far nothing has fallen off and needed replacing yet, thank God!
Yeah... wait until bits start to fall off and you'll hurt in more than one way. Remember, as you use your fund, your earnings drop while costs continue to increase. I hope you did the math and the risk calculations.
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Scubadiva: Yeah... wait until bits start to fall off and you'll hurt in more than one way. Remember, as you use your fund, your earnings drop while costs continue to increase. I hope you did the math and the risk calculations.
Of course............ if any important bits fall off I'll kill myself and leave all the fund for you to invest in a charity for retired ladies of the night!
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hopefloats: Slim pays $110 per "week" for our health coverage. Which includes: health, vision, dental and life.
That is what eric does pay abaout $84 for blue cross------ This poll is Archived ------
It's paid for through taxes...
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Health insurance? What the hell is that?
Earl
Earl
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I pay $63 a month for health, vision and dental employer pays the rest also have an HSA which employer puts in $700 a yr.
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well the the us tax payers pay mine. i served in the army.
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Olsojente: It's paid for through taxes...
Yep, for me too, and worth every penny. I pay a small contribution out of my salary, and my employer pays a larger contribution.
Employers in Europe get substantial discounts for older employees, from the age of forty I believe, at least here in Spain.
I do pay monthly contributions to a private medical plan, but I have never needed to use it, and the only reason I took it out was for the death benefits payable to my kids if anything happens to me.
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i get my check every month. then the tax payers pay my insurance i guess. some one pays it. in case i die. my only child gets all of everything.
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57 Votes
894 Views
21 Comments
Created: Sep 2009
Last Viewed: 2 hrs ago
Last Commented: Sep 2009
Last Voted: Jul 2017
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Do you have health insurance coverage and if so who pays the premiums?(Vote Below)
I paid for my own health insurance for a few years, till the premiums went too high and I finally had to drop it. I make pretty good money I think, my home and vehicles and all are paid for, but the health insurance premiums just went sky high! And I don't even smoke or have any chronic health issues... lol!
It's been my observation that those who are most vocal against health care/insurance reform almost all have health insurance coverage either thru work or some other agency... so I was wondering about it. Who pays for your coverage?
Thanks for participating in my poll. I appreciate it!
- Michael ("American by birth, Texan by the Grace of God!")