All free of charge. Everyone has an own risk of 150 euro per year though (on top of your fee). Medication is free of charge as well, psychologist, a kit to help you stop smoking,physical therapist, etcetera, all free of charge.
Every person is obliged to get a (private) health insurance (called the basis insurance) with a insurance company. On top of that you can get some extra private insurance.
Nah I don't think it matters who asks first. Some men are shy too, they can use some help :-) A straight forward woman is greatly appreciated. Which doesn't mean a woman shouldn't be treated as a lady though ;-)
RE: which european country has the best health care system
All free of charge. Everyone has an own risk of 150 euro per year though (on top of your fee). Medication is free of charge as well, psychologist, a kit to help you stop smoking,physical therapist, etcetera, all free of charge.