1) look at the rate of property tax increases over the past 5 years. 2) look a the monthly association fees and their trends 3) have a home inpection done and be present when they do it. 4) fix rate loan / 30 years 5) age of furnace/ appliances 6) Shop for a loan 7) drive by the neighborhood in the evenings when there's more activity. (see what really goes on). 8) turn the 3rd bedroom into a love dungeon
First time buyers get certain perks that you need to investigate. Don't be shy about offering a low ball price the market is so bad right now if they don't bite the next one will. Talk to the neighbors about how satisfied they are with the associations performance on grounds maintenance etc. Can you afford 20% down payment? Also there's no need to insure for 100% of the cost because even if the place burned to the ground the lot is worth probably 20%.
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¿Anyone have some advice/words of wisdom they could share?