hollandgirlOPSomewhere in Canada. B.C., British Columbia Canada4,464 posts
When my late husband died three years ago he left me with a brand new kitchen and the bill for it all. He loved using the store's; buy now and pay later sceme. These stores give this to an collection agency.
I am convinced that the staff gets together in the morning and they pray that you did not pay it off in time. If you do miss that day, you are charged interest going back to the day of your purchase. 28 procent
I payed that kitchen and the appliances off with a loan from the bank. I did not need the stress.
Indyfella: I don't have an active credit card. That's probably not a good thing....but I despise the idea of paying 21% when I have the cash on hand.
I know the how you feel. I'm always getting asked when I go into Sears or J C Pennys if I'd like to sign up for their credit card. Or every once in a while I'll get a application for one in the mail. I just shred them.
hollandgirlOPSomewhere in Canada. B.C., British Columbia Canada4,464 posts
somechick: My parents never did the buy now pay later thingy and I don't either.
We pay cash for everything we own.
We've even paid cash for a automobile.
Don't believe in credit cards either.If we didn't really need it we didn't buy it.
I do use a credit card; number one that is how I get airmiles. It gets paid off every months. I was not brought up with the use of a credit card. The way I use my credit card, I am using them really.
Nope. Never did one of these. I pay cash, or I don't buy it. I learned my lesson a while ago...takes forever to pay off those debts, and costs way more in the long run.
hollandgirlOPSomewhere in Canada. B.C., British Columbia Canada4,464 posts
druidess6308: Nope. Never did one of these. I pay cash, or I don't buy it. I learned my lesson a while ago...takes forever to pay off those debts, and costs way more in the long run.
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He loved using the store's; buy now and pay later sceme.
These stores give this to an collection agency.
I am convinced that the staff gets together in the morning and they pray that you did not pay it off in time.
If you do miss that day, you are charged interest going back to the day of your purchase. 28 procent
I payed that kitchen and the appliances off with a loan from the bank.
I did not need the stress.