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About an hour after I used the card I got a phone call from someone asking to speak to me. I said this is she.
The person calling said this is Vista Services calling to offer you $120.00 in coupons to buy gasoline. I asked her "now why would you do that". She replied "because you are a preferred customer with -------------------". Now I'm suspicious.
I knew that was B.S. because I do use the card but I'm not a shopaholic nor do I ever get close to the maximum limit and when I get the statement I pay it in full. It didn't make sense that this credit card company would give me $120.00 when I rarely use the card.
Then I said, "okay, wait a minute, slow down, I need to comprehend what you are saying. Then I said "what is your name again and who are you with". She said Nancy with Vista Services.
I continued to grill her and then she said "We're having a bad connection. I'll call back later" and she hung up.
Her number showed on my caller ID and I called it but got the run-around that I should call another number if I wanted to talk to someone. I called that number and there was a busy signal.
I called my credit card company and told the representative about the phone call and asked her to document my account. She wanted to block my account so that it couldn't be used but I told her I had a credit due the account and needed it to be left open.
My suspicious nature paid off today. If I didn't put this person in a mode where she had to explain herself I probably would have been scammed.
Perhaps the phone call was to verify that the card was active, or maybe she was going to charge $120.00 to my account.
This is the first time I've come close to my identity being stolen and I do feel vulnerable now.
Anybody else care to tell if you've had a close call with your identity being stolen or if it actually was stolen.
Your story might help someone else be aware of what to look for..