My Coach Holiday cancelled and no refund? (3)

hamiltonsCoach Travel, have told me they have gone into Administration, and no monies will be refunded to anyone as they are bamkrupt. I only paid the money on 06 September and last weekend was told they have gone bust. Surely they must have known when they accepted my payment, that there was no holiday to look forward to. It was for 5 days to Bournemouth UK, and cost £299.00. I am a pensioner aged 74 and to loose that sort of money is hard to get again for another holiday. However, I have no choice, as the owner does not want to know. I am gutted, by not having the holiday break, and now no money to come back. This is so unfair, that a local firm I trusted could do this to me and others. I don't feel I can trust anyone anymore. Life is so hard these days without loosing your money, you have worked for, then someone can just come along and take it with no sympathy. I have no one to turn to, Just sad. They were not bonded by ABTA, as there were no flights, and they did not take credit or debit card, so I paid by Bank Transfer. Insurance only covers Medical, and the bank would not cover the transfer, as it was not a card. A very poor experience. thank you for listening.
Regards, and Best Wishes.
Ellelyn xxx