So I thought I'd bought a house (79)
So glad it worked out for you, Owen. Good luck!
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Aseeker: This housing mess is ticking off anyone trying to even sell their homes. I firmly resent the idiots who didn't read the fine print, or know how to live within their means, causing me to be forced to lose over 25% of what my property was worth. Not feeling any sympathy for anyone who had any hand in any of this.
Your property is only "worth" what someone is willing to pay for it. If you aren't selling your home, borrowing against it or trying to buy, why should it bother you?
Congrats Sweetowen
Glad it worked out for you.------ This thread is Archived ------
dcj22: So glad it worked out for you, Owen. Good luck!
Thanks! I'm very nervous right now.....
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sweetowen: Well, I'm buying the house! I've got a LOAD of forms to sign, sitting on my desk right now. YUCK!!
so very happy for you!!! ------ This thread is Archived ------
Wayyheyy! You did it! well done!
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Oh hey, never meant to imply that every person going into foreclosure is a screw up. Bad things happen to bad people. But, if you didn't add all the screw ups into this, the overall might now be so bad, and those people who just lost jobs, would at least be getting a better price for the homes they are forced to sell, giving them more to work with on the way out.
People with huge mortgages, I can't even imagine getting myself into a mess like that, much less getting out of it. Guess I am just a big old weirdo, I save up the money and then buy. The way I have always gotten everything I have. Never got a car loan, just took the bus til I had the bucks. etc. When I leave here, what I take with me will pay for the next one, and under no circumstances will I buy another house that costs more than what I have to spend. Doesn't matter if I WANT more if I don't HAVE the money, I just deal with that.
People with huge mortgages, I can't even imagine getting myself into a mess like that, much less getting out of it. Guess I am just a big old weirdo, I save up the money and then buy. The way I have always gotten everything I have. Never got a car loan, just took the bus til I had the bucks. etc. When I leave here, what I take with me will pay for the next one, and under no circumstances will I buy another house that costs more than what I have to spend. Doesn't matter if I WANT more if I don't HAVE the money, I just deal with that.
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I have closing next Friday, June 6th at 9:00 am. I'm getting excited... & nervous! But I can't wait!!
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sweetowen: I have closing next Friday, June 6th at 9:00 am. I'm getting excited... & nervous! But I can't wait!!
whats that I hear house warming party
congratulations
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kkitty: whats that I hear house warming party
congratulations
congratulations
Yep! Do people hold them for themselves or wait for a friend/relative to have it for them?
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sweetowen: Yep! Do people hold them for themselves or wait for a friend/relative to have it for them?
its all about you go for it
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Cool! Thanks!! I feel a "Cosmo night" coming on!! 
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kidatheart: Your property is only "worth" what someone is willing to pay for it. If you aren't selling your home, borrowing against it or trying to buy, why should it bother you?
Congrats Sweetowen Glad it worked out for you.
Congrats Sweetowen Glad it worked out for you.
I never thought I would say this, but-This time I agree with aseeker.
When a lot of houses have been foreclosed in your area and a lot of houses on the market....... The value of your property go's down the toilet. then you are still stuck paying the high taxes on a house that is now worth half of what you gave for it.
Also, many of the loans that were made are truly Illegal,
How right is it to put into the fine print that you can not pay the house off early? so if you ever do re-sale the house and pay off the loan - you have to pay one heck of an extra fee for doing so.
sweetowen:
Great for you!
Now will be a great time to see who your real friends are! Those that will actually help you move!
How new of a house is it?
Just an idea.. maybe put a picture of it in your profile?
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sweetowen: Yep! Do people hold them for themselves or wait for a friend/relative to have it for them?
I think someone should give it for you. But I'd have to find Emily Post to be sure.
Congrats Owen. So happy for you!!
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rasgumby:
sweetowen:
Great for you!
Now will be a great time to see who your real friends are! Those that will actually help you move!
How new of a house is it?
Just an idea.. maybe put a picture of it in your profile?
sweetowen:
Great for you!
Now will be a great time to see who your real friends are! Those that will actually help you move!
How new of a house is it?
Just an idea.. maybe put a picture of it in your profile?
Thank you! I'd love to post a pic of it, but they've taken it off of the website & if I scan it, it won't be that good.
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sweetowen: Thank you! I'd love to post a pic of it, but they've taken it off of the website & if I scan it, it won't be that good.
If you have a camera phone, you can email it to yourself and then post it on your profile.
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rasgumby: I never thought I would say this, but-This time I agree with aseeker.
When a lot of houses have been foreclosed in your area and a lot of houses on the market....... The value of your property go's down the toilet. then you are still stuck paying the high taxes on a house that is now worth half of what you gave for it.
Also, many of the loans that were made are truly Illegal,
How right is it to put into the fine print that you can not pay the house off early? so if you ever do re-sale the house and pay off the loan - you have to pay one heck of an extra fee for doing so.
sweetowen:
Great for you!
Now will be a great time to see who your real friends are! Those that will actually help you move!
How new of a house is it?
Just an idea.. maybe put a picture of it in your profile?
When a lot of houses have been foreclosed in your area and a lot of houses on the market....... The value of your property go's down the toilet. then you are still stuck paying the high taxes on a house that is now worth half of what you gave for it.
Also, many of the loans that were made are truly Illegal,
How right is it to put into the fine print that you can not pay the house off early? so if you ever do re-sale the house and pay off the loan - you have to pay one heck of an extra fee for doing so.
sweetowen:
Great for you!
Now will be a great time to see who your real friends are! Those that will actually help you move!
How new of a house is it?
Just an idea.. maybe put a picture of it in your profile?
As far as the taxes, you can dispute it and they'll reassess, usually coming up with a better figure.
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dcj22: If you have a camera phone, you can email it to yourself and then post it on your profile.
Didn't think of that. But I don't have any yet. And my camera phone takes lousy pics. But I'll see what I can do!
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dcj22: As far as the taxes, you can dispute it and they'll reassess, usually coming up with a better figure.
I was getting ready to suggest that. They'll always automatically reasses you higher, but you have to ask to be re-assesed lower. One development that I lived in when we moved to Antioch the prices kept dropping and there was one couple that kept asking for reassessments because of that.
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Indyfella: I don't know how it is there, but when a one year lease is completed, it usually goes on a "month to month" basis afterwards, unless you sign a new lease.
If the lease was automatically renewable...you'd have to live there the rest of your life. Sign me, A landlord....
If the lease was automatically renewable...you'd have to live there the rest of your life. Sign me, A landlord....
And yep, I would say you're right on that one, and usually the lease states that it reverts to month-to-month after the first year. It's another reason they're able to raise your rent more than once a year.
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Wow! The housing market was so high, it was bound to crash. That's the way it works though. I mean, prices were going sky high. They couldn't stay that way forever. That's why it's called a "market".