Bush fire appeals ( Archived) (15)

Feb 24, 2009 7:00 PM CSTBush fire appeals
that_joe_guy
that_joe_guythat_joe_guyAdelaide, South Australia7 Threads 3 Polls 105 Posts

Bush fire appeals(Vote Below)

- (To Vote: select an option above, then press this button)
Yes, people with no insurance should be helped
39
70%
No, they took the gamble and they lost
17
30%
Total Votes
56
On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.
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Feb 24, 2009 7:13 PM CST Bush fire appeals
InkedHeart
InkedHeartInkedHeartWhangarei, Northland New Zealand4 Threads 880 Posts
that_joe_guy: On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.


Insurance or not .. it's always about the damn money .. some people are just heartless as they are not thinking about the people that have been lost in the fire.

It just goes to show who or what is more important .. yeah you got that right they put MONEY before PEOPLE .. yet they don't realise that the people are the ones that make the money grow because majority of the people worldwide spend money recklessly.

So i say YES the people with no insurance should be helped no matter what the gamble is .. because wouldn't you want to be helped if you were in the same situation?? .. and don't tell me you wouldn't roll eyes

cheers JMO
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Feb 24, 2009 7:25 PM CST Bush fire appeals
kizzy27
kizzy27kizzy27a south coast beach, New South Wales Australia106 Threads 6 Polls 7,413 Posts
Hi Joe , I think the minority of people who arent insured should be covered Most likely the people where facing finacial hardship to have opted out of the insurance payments in the first case Lets face it who doesnt have it ? Only in sheer desparation would you neglect to have it esspecially living in a fire region,
different if it was an isolated instance then even fundraisers are generally had to help out the victim .
help out all that needs help we as australians didnt dig deep just to be selective we did so so that all affected could be assisted to help rebuild their lives

Its the Australian way I am proud to say
wine
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Feb 24, 2009 9:00 PM CST Bush fire appeals
beh1972
beh1972beh1972Canberra, ACT Australia3 Threads 108 Posts
This was a very big topic in Canberra after the 2003 fires. and a good question to deal with.

I can understand the frustration of paying nearly a grand a year for cover for many years and the person next to you doesn't. But in the end the insured person will come out better. It's just meeting the immediate needs first.

Insurance is seen as luxury item by some and it is the first thing to be cut from the budget before the electricity is.

Then there are renters, who don't think their stuff is worth insuring - normally thinking just about theft of the PS3 and TV. Not expecting to lose the whole lot in one go.

Many here were later well under insured. Since it had been 25+ years since they built in Duffy had no idea what it costs today to build and fit out a house from scratch. Many also found they had to spend another $10K to demolish and remove the remains of their home and it wasn't covered in the fine print.

In the end you have to help people first
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Feb 24, 2009 11:25 PM CST Bush fire appeals
that_joe_guy
that_joe_guythat_joe_guyAdelaide, South Australia Australia7 Threads 3 Polls 105 Posts
Yes it's certainly a hot topic amongst the people I associate with. I personally have always been of the opinion that if you can’t afford insurance, you can’t afford to live there. There is mercy and grace in helping these people keep living beyond their means but not justice.
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Feb 24, 2009 11:28 PM CST Bush fire appeals
that_joe_guy
that_joe_guythat_joe_guyAdelaide, South Australia Australia7 Threads 3 Polls 105 Posts
And by the way this poll is not about helping people with emergency housing, food and clothing. It is specifically talking about rebuilding peoples houses once everything is under control again, just one aspect of where the money is being spent.
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Feb 24, 2009 11:30 PM CST Bush fire appeals
InkedHeart
InkedHeartInkedHeartWhangarei, Northland New Zealand4 Threads 880 Posts
that_joe_guy: And by the way this poll is not about helping people with emergency housing, food and clothing. It is specifically talking about rebuilding peoples houses once everything is under control again, just one aspect of where the money is being spent.


yawn roll eyes you said it
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Feb 25, 2009 1:23 AM CST Bush fire appeals
Ralf74
Ralf74Ralf74Bacchus Marsh, Victoria Australia44 Threads 2 Polls 4,241 Posts
beh1972: This was a very big topic in Canberra after the 2003 fires. and a good question to deal with.

I can understand the frustration of paying nearly a grand a year for cover for many years and the person next to you doesn't. But in the end the insured person will come out better. It's just meeting the immediate needs first.

Insurance is seen as luxury item by some and it is the first thing to be cut from the budget before the electricity is.

Then there are renters, who don't think their stuff is worth insuring - normally thinking just about theft of the PS3 and TV. Not expecting to lose the whole lot in one go.

Many here were later well under insured. Since it had been 25+ years since they built in Duffy had no idea what it costs today to build and fit out a house from scratch. Many also found they had to spend another $10K to demolish and remove the remains of their home and it wasn't covered in the fine print.
In the end you have to help people first


Yes, i have heard of this before too. My mum had a kitchen fire and she was told the same thing. It is riduculous that it is not covered as part of the policy considering that without this action a house cannot be rebuilt!
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Feb 25, 2009 2:17 AM CST Bush fire appeals
that_joe_guy
that_joe_guythat_joe_guyAdelaide, South Australia Australia7 Threads 3 Polls 105 Posts
InkedHeart: majority of the people worldwide spend money recklessly.
Yes like most of the people who didn't have insurance because they were busy spending their money recklessly.

InkedHeart: because wouldn't you want to be helped if you were in the same situation??
This has nothing to do with what people want, it's about what they deserve. I want a million dollars, want to donate?
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Feb 25, 2009 2:20 AM CST Bush fire appeals
KityKat78
KityKat78KityKat78Morayfield, Queensland Australia8 Threads 260 Posts
I think that every person should be helped, regardless of the situation. As Kizzy said, some people may have had financial hardship, and were unable to afford insurance.

In saying that, maybe it could be said, that those that did pay insurance receive a little more financially, than those that didn't have insurance....
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Mar 2, 2009 5:39 AM CST Bush fire appeals
aussiemum21
aussiemum21aussiemum21Brisbane, Queensland Australia3 Posts
that_joe_guy: On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.
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Mar 2, 2009 5:42 AM CST Bush fire appeals
aussiemum21
aussiemum21aussiemum21Brisbane, Queensland Australia3 Posts
As one man said in the fires, I am a resident and knew I lived in bush fire country, I am insured and I will go rather than stay and fight, "it is insured, it is just property" having two brothers in the fires also I still stand by this comment
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Mar 2, 2009 5:51 AM CST Bush fire appeals
blondeaozichick
blondeaozichickblondeaozichickMelbourne, Victoria Australia60 Threads 1 Polls 4,392 Posts
that_joe_guy: On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.


no way!!.. maybe they cant afford insurance???

I can't.. I have no life insurance.. no household contents insurance (I rent which is probably a good thing cos I wouldn't be able to afford house insurance!).. no car insurance .. no income protection, no health insurance..
you know why??

cos I cant afford it.. I am a single parent who earns just enough to pay the rent, pay bills like phone, internet, gas, electricity, water.. plus my credit card, my food, my petrol and miscellaneous expenses...

I am it.. I don't have a partner.. I am the only income earner in my house.. I work 6 days a week so don't really want to work 7 to get more money

so hell yeah..I think they deserve just as much help as those more fortunate enough to be able to insure themselves
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Mar 2, 2009 4:06 PM CST Bush fire appeals
Lou29
Lou29Lou29Floating in the Riverina, New South Wales Australia41 Threads 767 Posts
I don't have contents insurance but I NEED too. I have looked into it before but never went ahead.. Must do that today. Thanks for the reminder Kizzy. laugh
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Mar 2, 2009 10:14 PM CST Bush fire appeals
psuedonym
psuedonympsuedonymadelaide, South Australia Australia15 Threads 1 Polls 1,203 Posts
kizzy27: Hi Joe , I think the minority of people who arent insured should be covered Most likely the people where facing finacial hardship to have opted out of the insurance payments in the first case Lets face it who doesnt have it ? Only in sheer desparation would you neglect to have it esspecially living in a fire region,
different if it was an isolated instance then even fundraisers are generally had to help out the victim .
help out all that needs help we as australians didnt dig deep just to be selective we did so so that all affected could be assisted to help rebuild their lives

Its the Australian way I am proud to say




my opinion also

i put $1k on my mastercard for my donation. thats means i didnt have that kinda cash at the time. as kizz said maybe the ppl without insurance were in that position coz they didnt have the cash.

i certainly hope that if i ever have to endure the loss and hardship of those in the vic bushfires, that there will be someone able to assist me, regardless of whether i could afford insurance or not. insurance doesn't get paid instantly and cannot replace precious memories either. sometimes the feeling of being loved and supported by your fellow coutrymen and women, can ease the emotional burden, regardless of any monetary value of that support
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Mar 2, 2009 10:24 PM CST Bush fire appeals
kizzy27
kizzy27kizzy27a south coast beach, New South Wales Australia106 Threads 6 Polls 7,413 Posts
psuedonym: my opinion also

i put $1k on my mastercard for my donation. thats means i didnt have that kinda cash at the time. as kizz said maybe the ppl without insurance were in that position coz they didnt have the cash.

i certainly hope that if i ever have to endure the loss and hardship of those in the vic bushfires, that there will be someone able to assist me, regardless of whether i could afford insurance or not. insurance doesn't get paid instantly and cannot replace precious memories either. sometimes the feeling of being loved and supported by your fellow coutrymen and women, can ease the emotional burden, regardless of any monetary value of that support



now see thats the sorta Aussie spirit makes me proud !!! ONYA Psuedo peace hug yay
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Message #318

Stats for this Poll

56 Votes
684 Views
15 Comments
by that_joe_guy (3 Polls)
Created: Feb 2009
Last Viewed: Apr 25
Last Commented: Mar 2009
Last Voted: Jul 2017

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