On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.
InkedHeartWhangarei, Northland New Zealand880 posts
that_joe_guy: On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.
Insurance or not .. it's always about the damn money .. some people are just heartless as they are not thinking about the people that have been lost in the fire.
It just goes to show who or what is more important .. yeah you got that right they put MONEY before PEOPLE .. yet they don't realise that the people are the ones that make the money grow because majority of the people worldwide spend money recklessly.
So i say YES the people with no insurance should be helped no matter what the gamble is .. because wouldn't you want to be helped if you were in the same situation?? .. and don't tell me you wouldn't
Hi Joe , I think the minority of people who arent insured should be covered Most likely the people where facing finacial hardship to have opted out of the insurance payments in the first case Lets face it who doesnt have it ? Only in sheer desparation would you neglect to have it esspecially living in a fire region, different if it was an isolated instance then even fundraisers are generally had to help out the victim . help out all that needs help we as australians didnt dig deep just to be selective we did so so that all affected could be assisted to help rebuild their lives
This was a very big topic in Canberra after the 2003 fires. and a good question to deal with.
I can understand the frustration of paying nearly a grand a year for cover for many years and the person next to you doesn't. But in the end the insured person will come out better. It's just meeting the immediate needs first.
Insurance is seen as luxury item by some and it is the first thing to be cut from the budget before the electricity is.
Then there are renters, who don't think their stuff is worth insuring - normally thinking just about theft of the PS3 and TV. Not expecting to lose the whole lot in one go.
Many here were later well under insured. Since it had been 25+ years since they built in Duffy had no idea what it costs today to build and fit out a house from scratch. Many also found they had to spend another $10K to demolish and remove the remains of their home and it wasn't covered in the fine print.
that_joe_guyOPAdelaide, South Australia Australia105 posts
Yes it's certainly a hot topic amongst the people I associate with. I personally have always been of the opinion that if you can’t afford insurance, you can’t afford to live there. There is mercy and grace in helping these people keep living beyond their means but not justice.
that_joe_guyOPAdelaide, South Australia Australia105 posts
And by the way this poll is not about helping people with emergency housing, food and clothing. It is specifically talking about rebuilding peoples houses once everything is under control again, just one aspect of where the money is being spent.
InkedHeartWhangarei, Northland New Zealand880 posts
that_joe_guy: And by the way this poll is not about helping people with emergency housing, food and clothing. It is specifically talking about rebuilding peoples houses once everything is under control again, just one aspect of where the money is being spent.
Ralf74Bacchus Marsh, Victoria Australia4,241 posts
beh1972: This was a very big topic in Canberra after the 2003 fires. and a good question to deal with.
I can understand the frustration of paying nearly a grand a year for cover for many years and the person next to you doesn't. But in the end the insured person will come out better. It's just meeting the immediate needs first.
Insurance is seen as luxury item by some and it is the first thing to be cut from the budget before the electricity is.
Then there are renters, who don't think their stuff is worth insuring - normally thinking just about theft of the PS3 and TV. Not expecting to lose the whole lot in one go.
Many here were later well under insured. Since it had been 25+ years since they built in Duffy had no idea what it costs today to build and fit out a house from scratch. Many also found they had to spend another $10K to demolish and remove the remains of their home and it wasn't covered in the fine print. In the end you have to help people first
Yes, i have heard of this before too. My mum had a kitchen fire and she was told the same thing. It is riduculous that it is not covered as part of the policy considering that without this action a house cannot be rebuilt!
I think that every person should be helped, regardless of the situation. As Kizzy said, some people may have had financial hardship, and were unable to afford insurance.
In saying that, maybe it could be said, that those that did pay insurance receive a little more financially, than those that didn't have insurance....
that_joe_guy: On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.
As one man said in the fires, I am a resident and knew I lived in bush fire country, I am insured and I will go rather than stay and fight, "it is insured, it is just property" having two brothers in the fires also I still stand by this comment
blondeaozichickMelbourne, Victoria Australia4,392 posts
that_joe_guy: On the news there was a fire fighter that was talking in front of the burnt remains of a town in Victoria. He said this town was almost wiped out a year ago but the weather changed at the last minute and they were saved. This year they were not so lucky. Why were there STILL people here that had no fire insurance? If you could make sure your donations to the bushfire appeals would not go to rebuild the peoples homes that had no insurance, would you? This will most likely force them into bankruptcy, and they won't be able to get credit for 5 years.
no way!!.. maybe they cant afford insurance???
I can't.. I have no life insurance.. no household contents insurance (I rent which is probably a good thing cos I wouldn't be able to afford house insurance!).. no car insurance .. no income protection, no health insurance.. you know why??
cos I cant afford it.. I am a single parent who earns just enough to pay the rent, pay bills like phone, internet, gas, electricity, water.. plus my credit card, my food, my petrol and miscellaneous expenses...
I am it.. I don't have a partner.. I am the only income earner in my house.. I work 6 days a week so don't really want to work 7 to get more money
so hell yeah..I think they deserve just as much help as those more fortunate enough to be able to insure themselves
kizzy27: Hi Joe , I think the minority of people who arent insured should be covered Most likely the people where facing finacial hardship to have opted out of the insurance payments in the first case Lets face it who doesnt have it ? Only in sheer desparation would you neglect to have it esspecially living in a fire region, different if it was an isolated instance then even fundraisers are generally had to help out the victim . help out all that needs help we as australians didnt dig deep just to be selective we did so so that all affected could be assisted to help rebuild their lives
Its the Australian way I am proud to say
my opinion also
i put $1k on my mastercard for my donation. thats means i didnt have that kinda cash at the time. as kizz said maybe the ppl without insurance were in that position coz they didnt have the cash.
i certainly hope that if i ever have to endure the loss and hardship of those in the vic bushfires, that there will be someone able to assist me, regardless of whether i could afford insurance or not. insurance doesn't get paid instantly and cannot replace precious memories either. sometimes the feeling of being loved and supported by your fellow coutrymen and women, can ease the emotional burden, regardless of any monetary value of that support
i put $1k on my mastercard for my donation. thats means i didnt have that kinda cash at the time. as kizz said maybe the ppl without insurance were in that position coz they didnt have the cash.
i certainly hope that if i ever have to endure the loss and hardship of those in the vic bushfires, that there will be someone able to assist me, regardless of whether i could afford insurance or not. insurance doesn't get paid instantly and cannot replace precious memories either. sometimes the feeling of being loved and supported by your fellow coutrymen and women, can ease the emotional burden, regardless of any monetary value of that support
now see thats the sorta Aussie spirit makes me proud !!! ONYA Psuedo
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Bush fire appeals(Vote Below)