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I run my own book shop.
I do a radio slot every Friday night 8pm - 11 on 3MFM, mainly spinning funky, disco - party tracks like Storkin' by Clarence Carter, you can stream it on the web when they have it up again, lol.
I'm a penny pincher and like to buy every day items in bulk when on special.
I love grabbing things at garage sales and markets as it's not how you earn it, but how you spend it that keeps you in front of the pack.
I've never needed to get a loan off anyone other than for the home and it's usually people come to me for a loan as they know I'm always in front of things rather than chasing after my tail.