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Here in Australia the divorce rate is 50 per cent and the law is biased heavily in favour of women, so every time a man forms a relationship with a woman he is risking everything on a 50/50 bet that he will lose his home, superannuation, investments, etc, etc, etc.
You do not even have to be married. Just cohabit for more than six months and you are screwed.
Russian Roulette has better odds. At least with that only one of the six chambers is loaded.
From a legal point of view, a FWB arrangement and separate residences is the only rational course of action for a man.