Steve5721: Freddy..Oh we know it ain't the best it can be or should be, we have bureaucratic problems too, long waits as well...but zero bankrupt people, no bills to pay, no over the top insurance policies....I know which I'd prefer mate and I am willing to bet 60% of the USA would too..if not more!
You got that right ......but it's just like the gas prices ...people will ignore doind anything about it here until it is too late. Stubborn Americans will shoot both feet off before admitting their responsibility in issues like this one.
Steve5721: Yup..but when someone has the balls to come up with other ideas...out come the knives! 47 million or something like that have no insurance cover...scary!
If you subtract 20 million illegals...that gets you to 27 million. I think your number may be a bit high?
Of course, if Obama would focus on jobs (that come w/insurance benefits)...we could alleviate some of the problem.
jvaski: You got that right ......but it's just like the gas prices ...people will ignore doind anything about it here until it is too late. Stubborn Americans will shoot both feet off before admitting their responsibility in issues like this one.
Fortunately, Obama's on that gas problem. He's banning off shore drilling for 5 years.
The only time I've had healthcare from 1992 until now was when under my ex wife's work. The rest of the years.....just too damn expensive and I've been lucky to have no need....yet. Something's gotta change......
lilmamma71: Take it from someone that worked in the private medical insurance company (one of the largest in the US), even if a "group" or individual policy holder had a healthy year and only used the insurance for routine medical check ups, the occasional cold or flu and had no catastrophic incidents or major illnesses, that policy was going to go up no matter what.
I was shocked when I was formatting renewal packages and requoting a yearly rate to see that even if the insured person's claims were minimal to almost nothing, the rate went up by at LEAST 8% and this was justified as being considered "administrative costs." Now, mind you I can't fathom nor explain what 'administrative costs' might be in relation to, but this was an extra fee tacked onto the costs of renewing a yearly policy.
I left the insurance company after becoming disenchanted with the whole industry and choose to go into a profession on the opposite side of the spectrum and though I do not work in the field i hold my degree, I would still rather take care of people on the care giving side than to ever step foot inside another lecherous insurance company ever again.
All I can say is you might as well use your insurance when you need it and how you need it and don't think sticking out a cold or injury at home and not going to the dr's is going to raise your insurance costs, because it's going to rise anyway even if you are healthy as a horse.
Yea, WELL SAID !!
I have a number of friends both in the medical professions and insurance ...and they all admit it's completely in need of re-vamping and way out of control .....
jvaski: Ohhh FUD........you're gonna be feelin the effects from that yourself .....but will be too stubborn to admit it when it comes.
Let me ask you something FUD ........do you think it's right for health insurance companies to dramatically raise your premiums and tell you it's their secret why they do ? And, is is alright that we have state insurance departments which have absolutely no authority to regulate what they do ?
What I sincerely think is that the insurance companies have no idea of what the cost is going to be over the next 5-10 years do to all the changes. Would you have a clue as to how to evaluate the # of people. The cost of "pre-existing conditions". The cost of unlimited benefits, etc. I fully see why rates are going up. And yes, just like Drs/nurses and anyone else in the health field, it's all about profit. Ya don't see $50 an hour nurses working for free...
xxDandelionxx: ALL staff, medical and otherwise. They are treated like rubbish! They all do a fab job.
Sorry...there's got to be some "give" somewhere. Over here in America the medical profession in the hospitals have a cream puff job. (generally speaking)
xxDandelionxx: ALL staff, medical and otherwise. They are treated like rubbish! They all do a fab job.
Beleive me .........they take great pride over here in the compensation they derive from the system and patients .......and they live totally guilt free for what they charge us for their services.
jvaski: Beleive me .........they take great pride over here in the compensation they derive from the system and patients .......and they live totally guilt free for what they charge us for their services.
So your anger is mis-directed. It's not the insurance companies then?
jvaski: Beleive me .........they take great pride over here in the compensation they derive from the system and patients .......and they live totally guilt free for what they charge us for their services.
But you have a completely different system over there. Here, patients are not charged for the care and services they receive. Its not ENTIRELY free, of course, its paid at source, not on delivery.
The medical staff and most of those non-medical staff do have the service and patients' best interests at heart.
The big decision-makers.......?!
Wadda YOU think? Where it falls down..... ALWAYS politics!!!
xxDandelionxx: ALL staff, medical and otherwise. They are treated like rubbish! They all do a fab job.
In contrast to my stand .....I have seen cases where the doctor got screwed by my insurance company ...and offered to personally pay more than he billed ..... honestly
xxDandelionxx: But you have a completely different system over there. Here, patients are not charged for the care and services they receive. Its not ENTIRELY free, of course, its paid at source, not on delivery.
The medical staff and most of those non-medical staff do have the service and patients' best interests at heart.
The big decision-makers.......?!
Wadda YOU think? Where it falls down..... ALWAYS politics!!!
But you can't feel too sorry for your government paid medical providers......they have a full time job with benefits and the job they chose for a living ........
jvaski: It's still the insurance companies who fail to reglulate what you and I pay for those doctor's services.......so in essence the doctors know this and shoot for the moon. I have a very good surgeon friend who braggs about this ...and it pisses me off to hear it from him
So your anger is still mis-directed. It's easier to go after a big bad insurance company than the local dr or hospital.
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You got that right ......but it's just like the gas prices ...people will ignore doind anything about it here until it is too late.
Stubborn Americans will shoot both feet off before admitting their responsibility in issues like this one.