6 habits that will make you broke ( Archived) (17)

Jan 7, 2011 6:50 PM CST 6 habits that will make you broke

1. Window shopping
2. Carrying lots of cash


3. Saving your info with vendors
Those online shopping sites are so considerate to save your address and credit card information -- some even have one-click ordering buttons, so you can buy something in just a second. It's very easy and very dangerous. Not only does this easy shopping make you broke if you're prone to impulse shopping, it also eliminates the feeling of spending money, because all you do is click.

4. Clipping coupons you don't need

5. Shopping with your emotions

It was a rough week, or a good one, or you want to reward yourself for losing a few pounds, so you go shopping. You earned that new dress, that new gadget, that big pie -- it was on sale, too. Letting your mood dictate your buying decisions is the quickest way to go broke.

Sober up before shopping. Do you need these items, and can you afford them? Be honest with yourself. Reward yourself by doing something that doesn't cost, like taking a nice bath, or spending time with loved ones.

6. Not planning ahead

I have my own little mental trick I do whenever I get the urge to buy something frivolous, I try to picture the item on a table at a flea market or yard sale with a 25 cent price tag on it and, poof the urge to spend 10 or 20 bucks on the item disappears.
I told an ex gf of mine this trick (she was a shopaholic) and after a while she said "Damn you, you took all the fun out of shopping." She was 40 something had a great high paying career type job as an executive secretary to a VP of a fortune 100 company. She didn't have a dime in savings or retirement money put aside and she had loads of credit card debt. This woman used to sit in front of the TV watching QVC with a phone in her lap.
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Jan 7, 2011 7:14 PM CST 6 habits that will make you broke
Zellarrone1
Zellarrone1Zellarrone1Hull, East Riding of Yorkshire, England UK33 Threads 4 Polls 7,644 Posts
I'm often guilty of #3 and #5 uh oh
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Jan 7, 2011 7:18 PM CST 6 habits that will make you broke
Faithfulness
FaithfulnessFaithfulnessWaukesha, Wisconsin USA2 Threads 1,056 Posts
And don't forget...there is a #7 an unemployed boyfriend/girlfriend who thinks and believes you are a bank with unlimited resources.
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Jan 7, 2011 7:20 PM CST 6 habits that will make you broke
missha72
missha72missha72Naxxar, Majjistral Malta53 Threads 5 Polls 903 Posts
Faithfulness: And don't forget...there is a #7 an unemployed boyfriend/girlfriend who thinks and believes you are a bank with unlimited resources.
thumbs up thumbs up thumbs up thumbs up
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Jan 7, 2011 7:22 PM CST 6 habits that will make you broke
Frankinstien
FrankinstienFrankinstienSan Juan, Puerto Rico1 Threads 1,521 Posts
A fool and his ( her ) money !. . . devil
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Jan 7, 2011 7:27 PM CST 6 habits that will make you broke
EagleWoman
EagleWomanEagleWomanMalaga, Andalusia Spain22 Threads 4,719 Posts
Faithfulness: And don't forget...there is a #7 an unemployed boyfriend/girlfriend who thinks and believes you are a bank with unlimited resources.


laugh Same applies to our children
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Jan 7, 2011 7:31 PM CST 6 habits that will make you broke
missha72
missha72missha72Naxxar, Majjistral Malta53 Threads 5 Polls 903 Posts
EagleWoman: Same applies to our children



My kids are convinced that i print my own money !!!
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Jan 7, 2011 9:41 PM CST 6 habits that will make you broke
pinkdiamond1
pinkdiamond1pinkdiamond1belfast, Antrim Ireland29 Posts
missha72: My kids are convinced that i print my own money !!!
thumbs up mine too doh laugh
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Jan 7, 2011 10:47 PM CST 6 habits that will make you broke
myfisrt
myfisrtmyfisrtWest Jakarta, Jakarta Indonesia4 Threads 980 Posts
I think you should also take "giving scammers all they want" into account.. laugh peace wave
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Jan 7, 2011 10:57 PM CST 6 habits that will make you broke
Witchaywoman
WitchaywomanWitchaywomanCarpentersville, Illinois USA97 Threads 13 Polls 4,344 Posts
ooby_dooby: 6. Not planning ahead

I have my own little mental trick I do whenever I get the urge to buy something frivolous, I try to picture the item on a table at a flea market or yard sale with a 25 cent price tag on it and, poof the urge to spend 10 or 20 bucks on the item disappears.
I told an ex gf of mine this trick (she was a shopaholic) and after a while she said "Damn you, you took all the fun out of shopping." She was 40 something had a great high paying career type job as an executive secretary to a VP of a fortune 100 company. She didn't have a dime in savings or retirement money put aside and she had loads of credit card debt. This woman used to sit in front of the TV watching QVC with a phone in her lap.


Dude, I buy almost everything at Wal Mart or thrift stores and donate it back when I'm done. That leaves more money to go chase man-tang! tongue And I'm still telling you know who you know what. That was a secret message for someone losery who is about to get his come-uppance. grin
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Jan 7, 2011 10:58 PM CST 6 habits that will make you broke
Witchaywoman
WitchaywomanWitchaywomanCarpentersville, Illinois USA97 Threads 13 Polls 4,344 Posts
BTW, QVC blows. tongue
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Jan 7, 2011 10:59 PM CST 6 habits that will make you broke
Witchaywoman
WitchaywomanWitchaywomanCarpentersville, Illinois USA97 Threads 13 Polls 4,344 Posts
P.S. Still Shopping.
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Jan 7, 2011 11:05 PM CST 6 habits that will make you broke
Witchaywoman: Dude, I buy almost everything at Wal Mart or thrift stores and donate it back when I'm done. That leaves more money to go chase man-tang! And I'm still telling you know who you know what. That was a secret message for someone losery who is about to get his come-uppance.
I would purposely run slow so you could catch me.
BTW, I like the Sal and Goodwill. They rock.lips
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Jan 7, 2011 11:08 PM CST 6 habits that will make you broke
So true.....
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Jan 8, 2011 2:15 AM CST 6 habits that will make you broke
langleygirl
langleygirllangleygirlWestlock, Alberta Canada70 Threads 8,202 Posts
missha72: My kids are convinced that i print my own money !!!
I remember my daughter when she was young, thinking that it just seemed to magically appear from my purse. Open it up and there it is! laugh
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Jan 8, 2011 2:39 AM CST 6 habits that will make you broke
hollyberries
hollyberrieshollyberriesyoungstown, Ohio USA4 Threads 350 Posts
That is what shopping is for. To get away fom your problems and finding a great sale, helps to bring you to a good mood.

Watch out for impulse items dipayed on the counter as you are surely to buy something there that you do not need. That is an old trick of the trade.

My sister is wealthy. Shopping is a habit for her. If she finds something at a great price she will buy it. Then goes home and tells her husband ,Look what I saved on this? He just says where is the money you saved? I want it.laugh
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Jan 8, 2011 2:55 AM CST 6 habits that will make you broke
pikengren
pikengrenpikengrenlake worth, Florida USA72 Threads 2 Polls 2,003 Posts
1. marriage
2. kids
3. divorce
4. child support
5. marriage again
6. kids again

child support again, drinking and smoking.

grin
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