How much personal debt do you have? (Credit Cards and Personal Loans) ( Archived) (26)

Aug 19, 2010 1:59 PM CSTHow much personal debt do you have? (Credit Cards and Personal Loans)
Orla2010
Orla2010Orla2010Dublin, Ireland110 Threads 32 Polls 2,167 Posts

How much personal debt do you have? (Credit Cards and Personal Loans)(Vote Below)

- (To Vote: select an option above, then press this button)
None
52
59%
€1000 or less
10
11%
€1000 - €3000
4
5%
€3000 - €5000
2
2%
€5000 - €10000
7
8%
€10000 - €15000
4
5%
€15000 - €20000
1
1%
€20000 - €30000
2
2%
€30000 - €50000
1
1%
Over €50000
5
6%
Total Votes
88
I'm just watching a crazy programme on TV3 about big spenders. There is a woman on it who has run up a personal (i.e. not a mortgage or anything) debt of STG£80,000 - and shows no sign of stopping! I find that scary blues wow

I'm just curious about how much personal debt people have - anonymously of course - specifically re: credit cards, loans and sroe cards.
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Aug 19, 2010 2:02 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
70Libra
70Libra70LibraCounty, Waterford Ireland43 Threads 6,782 Posts
ZERO yay
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Aug 19, 2010 2:05 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
Orla2010
Orla2010Orla2010Dublin, Ireland110 Threads 32 Polls 2,167 Posts
70Libra: ZERO


Lucky you Libra handshake

I'm totally flabbergasted by the woman on TV3 confused
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Aug 19, 2010 3:13 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
scottyburd
scottyburdscottyburdglasgow, Strathclyde, Scotland UK6,016 Posts
I dont have any debt..cheering
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Aug 19, 2010 3:16 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
trueheart1941
trueheart1941trueheart1941brentwood essex, Essex, England UK27 Threads 8,005 Posts
scottyburd: I dont have any debt..
lend,us a fiver....love
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Aug 19, 2010 3:19 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
scottyburd
scottyburdscottyburdglasgow, Strathclyde, Scotland UK6,016 Posts
trueheart1941: lend,us a fiver....


It will cost you more to collect it grin
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Aug 19, 2010 3:27 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
HEAVENS
HEAVENSHEAVENSCo. Clare, Clare Ireland3 Threads 660 Posts
Orla2010: I'm just watching a crazy programme on TV3 about big spenders. There is a woman on it who has run up a personal (i.e. not a mortgage or anything) debt of STG£80,000 - and shows no sign of stopping! I find that scary

I'm just curious about how much personal debt people have - anonymously of course - specifically re: credit cards, loans and sroe cards.


including car loan .. umm about 11,000 appprox .. personally I suprised the amount of people with no presonal debt . fair play..
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Aug 19, 2010 3:29 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
Ross30
Ross30Ross30Dublin, Ireland2 Threads 635 Posts
Orla2010: I'm just watching a crazy programme on TV3 about big spenders. There is a woman on it who has run up a personal (i.e. not a mortgage or anything) debt of STG£80,000 - and shows no sign of stopping! I find that scary

I'm just curious about how much personal debt people have - anonymously of course - specifically re: credit cards, loans and sroe cards.


She deserves to be up to her eyeballs in debt, its her own fault, she made her own bed and she go lie in it. How someone can get up to stg80,000 in debt is mindboggling.

Thankfully I only have this months credit card to pay off which is €50 and I haven't had a bank overdraft since 2006.
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Aug 19, 2010 3:30 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
cincity
cincitycincitytoronto, Ontario Canada9 Threads 2,496 Posts
No credit card and no loans... cash only for me...
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Aug 19, 2010 3:32 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
monte12
monte12monte12Some where in NY, New York USA649 Posts
Lets see car, house, credit card, student loans,any one wanna make donations....banana
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Aug 19, 2010 3:35 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
cailingleoite
cailingleoitecailingleoiteDublin, Ireland13 Posts
The bank manager said to me "You have a problem you are 100k in debt"

I said "No You have the problem, I can't repay it"
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Aug 19, 2010 3:37 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
Raven0
Raven0Raven0Right here, Alberta Canada28 Threads 3,454 Posts
cailingleoite: The bank manager said to me "You have a problem you are 100k in debt"

I said "No You have the problem, I can't repay it"
rolling on the floor laughing
That's funny.



I only have student loan debt. And it's really not that bad.
Ahh the price of getting edumacated....

and you can see how that went. :P
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Aug 19, 2010 3:48 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
HEAVENS
HEAVENSHEAVENSCo. Clare, Clare Ireland3 Threads 660 Posts
cailingleoite: The bank manager said to me "You have a problem you are 100k in debt"

I said "No You have the problem, I can't repay it"



rolling on the floor laughing rolling on the floor laughing rolling on the floor laughing
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Aug 19, 2010 4:26 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
Orla2010
Orla2010Orla2010Dublin, Ireland110 Threads 32 Polls 2,167 Posts
HEAVENS: including car loan .. umm about 11,000 appprox .. personally I suprised the amount of people with no presonal debt . fair play..


I know ... I am so surprised by all the debt-free people - where did I go wrong!!!

Ah no, I have a small-ish personal loan ....was €5000 but I think I have just over €2000 left on it. Then, there is whatever is on the credit card. I pay 50% of the total on it every month ... which gives me a bit of leeway, but not so much that I can go to town on it!!! I think there is €2000 on it at the moment. Normally, it wouldn't be over €1000 but I have had an expensive few weeks

grin
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Aug 19, 2010 4:32 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
darren9030
darren9030darren9030Peterborough, Cambridgeshire, England UK56 Threads 1 Polls 9,665 Posts
In Euro's about 40 laugh

Had to pay by credit card for my guns 'n' roses ticket & have yet to pay the bill.
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Aug 19, 2010 4:33 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
Ladybee42
Ladybee42Ladybee42East Liverpool, Ohio USA4 Threads 1,316 Posts
cailingleoite: The bank manager said to me "You have a problem you are 100k in debt"

I said "No You have the problem, I can't repay it"



laugh laugh thumbs up thumbs up
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Aug 19, 2010 4:41 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
opentuit
opentuitopentuitKnoxville, Tennessee USA14 Threads 2 Polls 2,014 Posts
Had an uncle who used to say it was important to exercise your credit.
That way there will be people who really care about your well-being.
Or at least your survival.roll eyes laugh
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Aug 28, 2010 11:26 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
carobnjak3
carobnjak3carobnjak3melbourne, Victoria Australia2 Threads 95 Posts
Yeee right...How big is the universe...grin doh doh rolling on the floor laughing
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Aug 29, 2010 12:27 AM CST How much personal debt do you have? (Credit Cards and Personal Loans)
suggasugga
suggasuggasuggasuggaLos Angeles, California USA8 Threads 1,267 Posts
Orla2010: I'm just watching a crazy programme on TV3 about big spenders. There is a woman on it who has run up a personal (i.e. not a mortgage or anything) debt of STG£80,000 - and shows no sign of stopping! I find that scary

I'm just curious about how much personal debt people have - anonymously of course - specifically re: credit cards, loans and sroe cards.
I COULD USE SOME ESPECIALLY WITH RENT crying crying crying
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Aug 29, 2010 12:40 AM CST How much personal debt do you have? (Credit Cards and Personal Loans)
bestbefore
bestbeforebestbeforesomewhere, Dorset, England UK116 Threads 2 Polls 4,701 Posts
Financially sound,so I guess my debts are personal ones for support from friends over the years.wave
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Aug 29, 2010 12:41 AM CST How much personal debt do you have? (Credit Cards and Personal Loans)
MKR1015
MKR1015MKR1015Gilbert, Minnesota USA1 Threads 61 Posts
In dollars, I don't know how much that is....but it sounds like a lot. I have been in debt and got myself out of debt more than once. What I've learned is how to do something called a budget. Sometimes it makes more sense to buy a car with a loan, than use your savings, if you pay the car loan off fast. I think debt isn't a bad thing depending on why you are in debt. My student loans and education were the best thing I could do for my future and I make good money based on those student loans and education......so I guess it depends on how you look at debt.
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Aug 29, 2010 12:43 AM CST How much personal debt do you have? (Credit Cards and Personal Loans)
zdeathangelz
zdeathangelzzdeathangelzjacksonville, Florida USA22 Threads 3,743 Posts
NONE long ago my brother taught us if you can't pay cash for what you want,you don't need it cheers
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Sep 1, 2010 2:50 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
Wow_Factor
Wow_FactorWow_FactorLondon, Greater London, England UK45 Threads 3,698 Posts
None - if I cannot afford it I do without. As long as I have the main necessities that is all I need. On the occasions I need to buy something, rather than use notes I will use my credit card and pay off all the balance when due. It is a very comforting feeling not having debts.
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Sep 4, 2010 10:12 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
Sativa_Soul
Sativa_SoulSativa_SoulAthlone, Westmeath Ireland30 Threads 669 Posts
Orla2010: I'm just watching a crazy programme on TV3 about big spenders. There is a woman on it who has run up a personal (i.e. not a mortgage or anything) debt of STG£80,000 - and shows no sign of stopping! I find that scary

I'm just curious about how much personal debt people have - anonymously of course - specifically re: credit cards, loans and sroe cards.


That is crazy Orla - esp as you said she shows no signs of stopping! I personally don't have a single debt (well apart from the airtricity bill I'm in debate over but that doesn't really count as its only for 38.10!) But I've never owned a store card and never will. I do have a credit card but never use it and the few times that I have, its due to a situation where cash is not accepted (ie, car rental) and I always have the cash there at hand and the bill is paid seconds after it goes through the letterbox. Debt would scare the hell out of me - watched my Mom go through hell with it at times due to unavoidable medical bills - and even as a kid swore I'd always do my best to never get into bad situations like you see so many in.
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Sep 4, 2010 10:15 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
venusenvy
venusenvyvenusenvyCalgary, Alberta Canada27 Threads 20,003 Posts
Absolutely none...Zip...Nada...In fact Ive even paid for my accomodations several months ahead. I have no credit/ loan/ lien/ Credit cards none of it...I sleep very well at night. wine
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Sep 4, 2010 10:18 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
DUBLINGUY1973
DUBLINGUY1973DUBLINGUY1973Dublin, Ireland43 Threads 4 Polls 4,692 Posts
None. I rarely use my credit card and have no loans outstanding. I only ever use my credit card if i need to buy something online if they won't take my debit card.
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Sep 4, 2010 10:23 PM CST How much personal debt do you have? (Credit Cards and Personal Loans)
agman
agmanagmanEagle, Idaho USA3,145 Posts
None, but I know of friends in debt up to 30,000 dollars.
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Message #318

Stats for this Poll

88 Votes
1,094 Views
26 Comments
by Orla2010 (32 Polls)
Created: Aug 2010
Last Viewed: Apr 9
Last Commented: Sep 2010
Last Voted: Jul 2017

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