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I think the safest of all is just stick to the KiSS method when it comes to finances ...
some relationships will never ever work between some people because of the have or dont have aspects of each others assets or lack there of ...
Its sad as people that material things takes prominence over feelings, though this not being the perfect world, its a sad fact of reality ..
Its all Adams fault !! ... I mean he did bite into that bloody apple way back when ...
If one cannot match anothers finances or assets .. then simply just live alone and avoid all this fuss ... cause the minute you try and get together ... this will be the weak link that will bust you up ...
just my opinion ... though when it comes to money ... other than yourself ... whom can you really ever trust anyways ?? ...
My ex setup the husband of one of her friends as an example of how finances should work. The guy handed all his income ($12k a month) to his wife and knew nothing about how the money was spent. In my eye he is a fool and totally irresponsible. How does he know his wife doesn't channel some of his money to her bank account in Russia? (As I learned all Russians have bank accounts under their parents' name in Russia.)
I could not do it. I always felt that I was happy to let my ex manage the finances as long as I am involved in the decisions and know where the money goes. She did not want it, so I managed my income myself. Eventually finances became a source of conflict.