lookn2share: Deedee123x... Just one 'major' plan... and I hope it comes to fruition! I plan on being here so I can make another 'major plan' next year...
DoubleFantasy: Having a 25 year savings policy mature this month and the payout being double of what I paid in. I see it as a windfall. It will now go to a fixed rate savings account which pays monthly interest - a nice little earner without having to do nothing.
You have more sense than alot of us here. Enjoy the fruits
Deedee123x: You have more sense than alot of us here. Enjoy the fruits
It was an endowment policy linked to my mortgage...all those scare story's about it likely to not meet the sum assured was all over the news back in the day...so changed my mortgage to a repayment mortgage and kept the endowment policy going...I was still paid out companionship by the financial ombudsman for the policy being mis-sold...and they advice to just see the policy as a savings policy.
My parents was into buying land investments for their children as opposed to leaving things in a Will. This helped very much also. Often a Will will mean your going to have to wait and possibly you will be in your later years yourseif. It avoids inheritance tax too.
I am reminded often by friends that "only fools and horses work" I'm only too happy to put my efforts in to charitable causes that I have a affinity for.
DoubleFantasy: It was an endowment policy linked to my mortgage...all those scare story's about it likely to not meet the sum assured was all over the news back in the day...so changed my mortgage to a repayment mortgage and kept the endowment policy going...I was still paid out companionship by the financial ombudsman for the policy being mis-sold...and they advice to just see the policy as a savings policy.
My parents was into buying land investments for their children as opposed to leaving things in a Will. This helped very much also. Often a Will will mean your going to have to wait and possibly you will be in your later years yourseif. It avoids inheritance tax too.
I am reminded often by friends that "only fools and horses work" I'm only too happy to put my efforts in to charitable causes that I have a affinity for.
Good thinking by your parents!! Looks like your going to enjoy yourself for many years to come!!
Deedee123x: Good thinking by your parents!! Looks like your going to enjoy yourself for many years to come!!
You still need something to get up for...I have my "Pet Causes" to take care of that. I would say the best thing I am very fortunate in having, is having the time to be social, and accumulating over the years local friends in this part of London due to growing up here. Its like a village, that one no ones ever heard of - and thats how I like it to stay!
DoubleFantasy: You still need something to get up for...I have my "Pet Causes" to take care of that. I would say the best thing I am very fortunate in having, is having the time to be social, and accumulating over the years local friends in this part of London due to growing up here. Its like a village, that one no ones ever heard of - and thats how I like it to stay!
Glad to hear it DF!!
I agree we need something to both get up for and strive for....ive never been to London as an adult ... but i bet its a great place to live. The fact you can have that little village in a place like that is great.
I agree we need something to both get up for and strive for....ive never been to London as an adult ... but i bet its a great place to live. The fact you can have that little village in a place like that is great.
I'm still taken back by how London sprawls and the many places with in it where its like going to another country and you do feel you have been out, when you go out somewhere other than your residential neighborhood ...there is something in the air...you can feel the decadence and indulge in it, if only for a while.
DoubleFantasy: I'm still taken back by how London sprawls and the many places with in it where its like going to another country and you do feel you have been out, when you go out somewhere other than your residential neighborhood ...there is something in the air...you can feel the decadence and indulge in it, if only for a while.
Ur selling it DF!! I might have to go check it out for myself someday. But i agree i like cities like that, that offers so much for all tastes. U can get lost in it all. How are the markets over there, im quite partial to a good market.
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You'll need to put something meaningful in them then, like wot I do.