Bike insurance

a friend of mine's husband does a lot of biking, with a club that does a lot in the community, particularly with kids, but that's a whole other blog.

NOT ASKING FOR MONEY JUST FOR IDEAS ABOUT GETTING BIKERS TO INSURE THEMSELVES

ANYWAY. He said they're once again being asked to help fund-raise for a youngster who has had a serious accident and - didn't have insurance. This is in South Africa and the hospital is asking a R90K deposit to do an estimated R300K worth of surgery or he will lose his hand. (Is that about $15K deposit? Close enough)

Hubby wants her to do some blogging about GETTING INSURANCE WHEN YOU GET A BIKE, damnit, but wants to word it so it catches attention, not too preachy.

She asked me but I'm not really clued up on bikes and bikers. Any suggestions?

NOT ASKING FOR MONEY NOT ASKING FOR MONEY SHEEESH!!!!

Asking for ways of making people THINK before they get on a bike and roar off into the uninsured blue! One tag suggested was "Dont ride the hog if you cant pay the doc" laugh
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Comments (16)

Asking for money again are we? Have you no shame woman???very mad very mad very mad
Ah, Jenny, always a treat to see your name come up in the comments laugh

For once, just for once roll eyes I'm actually trying to stop money having to be asked for tongue

rolling on the floor laughing
the bikers do an awful lot for good causes, but hey a club should be advising biker comunity to insure.

I would not be sending or raising money unless all is verified,
I'd give up on this one, seems from the previous comments peeps haven't even bothered reading it doh
Okay, I just amended the blog laugh

I do think people who spend a fortune on a fancy bike would insure it without thinking twice about it, and hopefully themselves at the same time. The accidents ruining lives are often the kids hopping on a cheap 2nd-or-3rd-hand bike, strapped for cash, their main thought is buying the gas not thinking of anything that could go wrong.

They're the ones he wants her to help him target on FB and other social media. She asked me for ideas because I in theory play a lot with words.

How do you get it into a teenager's head that he could go kaboom and too late then to hurriedly try to get medical cover?
z my eyes are dim and cannot seelaugh

At first Biff I thought you meant kid on bycycle doh as bikers raise funds for alsorts of people,
Kids here on bikes get taught how to ride and if in a club they are insured.

Now you meant some kid jumping on petrol bike doh doh wow I SEE Well parents should insure kids on bikes are insured as it is against the law not to be.

z I AM SEEING laugh
Here, it would be very unusual to be without insurance. It is needed by law, and enforced.

There is a slush fund for people hurt by uninsured drivers too.

But those that injure themselves and are uninsured? I wouldn't give a penny to any fundraising on their behalf. They are irresponsible and don't deserve help.
Every bike rider I've ever known is either dead or permanently injured from riding the bloody things, the last bike I had was in the 70's, a couple of guys who worked for me had them & I though it would be fun to mess about on one, so I went out & bought one, a week later one was off work having hit a car that pulled out in front of him, the other was dead! Never been on one since.
Red, Molly, yup, legal requirement for insurance is absolutely the way to go but unfortunately in South Africa it isn't legally enforced.

I know here you can get the car / bike confiscated if you aren't properly covered, and TBH that's how it should be because accidents usually involve other people

There, it is just a fine and you take your chances and hope you won't be caught and accelerate away when you see the coppers and WHERE THE HELL DID THAT TREE COME FRO-

frustrated

Shoulda got insurance.
wow z that would put anyone off for sure conversing I was a bikers girl leathers the lot found it very exciting that throbbing between the legs blushing rolling on the floor laughing rolling on the floor laughing now I could not get a leg over for love nor money laugh laugh
Biff the sad thing about that is if uninsured person maims some one else no insurance for that person moping
Ouch, Z, and yup, main reason I know nothing current about them myself. Although I have a pretty scar on my leg from an accident when I was 17 which stopped me wearing mini skirts / shorts then and ever since. (I was insured, thanks Mom)

But - you're 17, just got a bike, FREEDOM BABY, is there any way of building in the automatic reflex 'better get insurance' apart from visiting a banged-up friend in hospital, or going to a funeral? Which should do it and even then doesn't always sigh
Red no it isn't quite that bad, you can't take the bike off the premises without 3rd party insurance so they're covered. If you bought through a dealer, of course, and not from a buddy.

Cars, too. Fire, theft and 3rd party insurance is the standard, so people do a lot of expensive damage to themselves in cars too and no NHS on standby, just the state hospitals.
Red, yes I was there in the 60's as well, until my best mate was killed on his bike, he was run over by a lorry but they reckoned he was already dead at the time, we never found out what happened, it was 7am on his way to work & nobody around as a witness. His bike which was brand new went to the tip as it was just a pile of twisted metal.
Not an issue here...you have to have medical insurance...bloody expensive too....frustrated
you must have here back years ago I had bikes and never had ins wrong I suppose but was so dear and money was tight ..often fell off but never hurt badly ..is a great feeling on a good day speeding along have done a bit since used to go dancing drunk with maybe 3 on it
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by Elegsabiff
created May 2017
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