What is your opinion/view on money? (81)

Sep 29, 2023 9:23 AM CST What is your opinion/view on money?
Conrad73: Money is the tool of men who have reached a high level of productivity and a long-range control over their lives. Money is not merely a tool of exchange: much more importantly, it is a tool of saving, which permits delayed consumption and buys time for future production. To fulfill this requirement, money has to be some material commodity which is imperishable, rare, homogeneous, easily stored, not subject to wide fluctuations of value, and always in demand among those you trade with. This leads you to the decision to use gold as money. Gold money is a tangible value in itself and a token of wealth actually produced. When you accept a gold coin in payment for your goods, you actually deliver the goods to the buyer; the transaction is as safe as simple barter. When you store your savings in the form of gold coins, they represent the goods which you have actually produced and which have gone to buy time for other producers, who will keep the productive process going, so that you’ll be able to trade your coins for goods any time you wish.

Philosophy: Who Needs It

“Egalitarianism and Inflation,”
Philosophy: Who Needs It, 127

I would have to say that's a bit out of date. Generally "money" means cash and it's very unreliable now. Gold is generally not really usable for transactions. Property does well in inflation, but is not a liquid asset.
Sep 29, 2023 9:31 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
TTKSpectre: I would have to say that's a bit out of date. Generally "money" means cash and it's very unreliable now. Gold is generally not really usable for transactions. Property does well in inflation, but is not a liquid asset.
This is long but a survivors advice.
Our city was blockaded by the army; and for one year, life in the city turned into total crap. We had no army, no police. We only had armed groups; those armed protected their homes and families.
When it all started, some of us were better prepared. But most of the neighbors’ families had enough food only for a few days. Some had pistols; a few had AK-47s or shotguns.

After a month or two, gangs started operating, destroying everything. Hospitals, for example, turned into slaughterhouses. There was no more police. About 80 percent of the hospital staff were gone. I got lucky. My family at the time was fairly large (15 people in a large house, six pistols, three AKs), and we survived (most of us, at least).

The Americans dropped MREs every 10 days to help blockaded cities. This was never enough. Some — very few — had gardens. It took three months for the first rumors to spread of men dying from hunger and cold. We removed all the doors, the window frames from abandoned houses, ripped up the floors and burned the furniture for heat. Many died from diseases, especially from the water (two from my own family). We drank mostly rainwater, ate pigeons and even rats.

Money soon became worthless. We returned to an exchange. For a tin can of tushonka (think Soviet spam), you could have a woman. (It is hard to speak of it, but it is true.) Most of the women who sold themselves were desperate mothers.

Arms, ammunition, candles, lighters, antibiotics, gasoline, batteries and food. We fought for these things like animals. In these situations, it all changes. Men become monsters. It was disgusting.

Strength was in numbers. A man living alone getting killed and robbed would be just a matter of time, even if he was armed.

Today, me and my family are well-prepared, I am well-armed. I have experience.

It does not matter what will happen: an earthquake, a war, a tsunami, aliens, terrorists, economic collapse, uprising. The important part is that something will happen.

Here’s my experience: You can’t make it on your own. Don’t stay apart from your family; prepare together, choose reliable friends.
Sep 29, 2023 9:32 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
1. How to move safely in a city

The city was divided into communities along streets. Our street (15 to 20 homes) had patrols (five armed men every week) to watch for gangs and for our enemies.

All the exchanges occurred in the street. About 5 kilometers away was an entire street for trading, all well-organized; but going there was too dangerous because of the snipers. You could also get robbed by bandits. I only went there twice, when I needed something really rare (list of medicine, mainly antibiotics, of the French original of the texts).

Nobody used automobiles in the city: The streets were blocked by wreckage and by abandoned cars. Gasoline was very expensive. If one needed to go somewhere, that was done at night. Never travel alone or in groups that were too big — always two to three men. All armed, travel swift, in the shadows, cross streets through ruins, not along open streets.

There were many gangs 10 to 15 men strong, some as large as 50 men. But there were also many normal men, like you and me, fathers and grandfathers, who killed and robbed. There were no “good” and “bad” men. Most were in the middle and ready for the worst.

2. What about wood? Your home city is surrounded by woods; why did you burn doors and furniture?

There were not that many woods around the city. It was very beautiful — restaurants, cinemas, schools, even an airport. Every tree in the city and in the city park was cut down for fuel in the first two months.

Without electricity for cooking and heat, we burned anything that burned. Furniture, doors, flooring: That wood burns swiftly. We had no suburbs or suburban farms. The enemy was in the suburbs. We were surrounded. Even in the city you never knew who was the enemy at any given point.

3. What knowledge was useful to you in that period?

To imagine the situation a bit better, you should know it was practically a return to the Stone Age.

For example, I had a container of cooking gas. But I did not use it for heat. That would be too expensive! I attached a nozzle to it I made myself and used to fill lighters. Lighters were precious.

If a man brought an empty lighter, I would fill it; and he would give me a tin of food or a candle.

I was a paramedic. In these conditions, my knowledge was my wealth. Be curious and skilled. In these conditions, the ability to fix things is more valuable than gold.

Items and supplies will inevitably run out, but your skills will keep you fed.

I wish to say this: Learn to fix things, shoes or people.

My neighbor, for example, knew how to make kerosene for lamps. He never went hungry.
Sep 29, 2023 9:32 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
4. If you had three months to prepare now, what would you do?

Three months? Run away from the country? (joking)

Today, I know everything can collapse really fast. I have a stockpile of food, hygiene items, batteries — enough to last me for six months.

I live in a very secure flat and own a home with a shelter in a village 5 kilometers away. Another six-month supply there, too. That’s a small village; most people there are well-prepared. The war had taught them.

I have four weapons and 2,000 rounds for each.

I have a garden and have learned gardening. Also, I have a good instinct. You know, when everyone around you keeps telling you it’ll all be fine, but I know it will all collapse.

I have strength to do what I need to protect my family. Because when it all collapses, you must be ready to do “bad” things to keep your children alive and protect your family.

Surviving on your own is practically impossible. (That’s what I think.) Even you’re armed and ready, if you’re alone, you’ll die. I have seen that happen many times.

Families and groups, well-prepared, with skills and knowledge in various fields: That’s much better.





5. What should you stockpile?

That depends. If you plan to live by theft, all you need is weapons and ammo. Lots of ammo.

If not, more food, hygiene items, batteries, accumulators, little trading items (knives, lighters, flints, soap). Also, alcohol of a type that keeps well. The cheapest whiskey is a good trading item.

Many people died from insufficient hygiene. You’ll need simple items in great amounts. For example, garbage bags. Lots of them. And toilet papers. Non-reusable dishes and cups: You’ll need lots of them. I know that because we didn’t have any at all.

As for me, a supply of hygiene items is perhaps more important than food. You can shoot a pigeon. You can find a plant to eat. You can’t find or shoot any disinfectant.

Disinfectant, detergents, bleach, soap, gloves, masks.

First aid skills, washing wounds and burns. Perhaps you will find a doctor and will not be able to pay him.

Learn to use antibiotics. It’s good to have a stockpile of them.

You should choose the simplest weapons. I carry a Glock .45. I like it, but it’s a rare gun here. So I have two TT pistols, too. (Everyone has them and ammo is common.)

I don’t like Kalashnikov’s, but again, same story. Everyone has them; so do I.
Sep 29, 2023 9:33 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
You must own small, unnoticeable items. For example, a generator is good, but 1,000 BIC lighters are better. A generator will attract attention if there’s any trouble, but 1,000 lighters are compact, cheap and can always be traded.

We usually collected rainwater into four large barrels and then boiled it. There was a small river, but the water in it became very dirty very fast.

It’s also important to have containers for water: barrels and buckets.

6. Were gold and silver useful?

Yes. I personally traded all the gold in the house for ammunition.

Sometimes, we got our hands on money: dollars and Deutschmarks. We bought some things for them, but this was rare and prices were astronomical. For example, a can of beans cost $30 to $40. The local money quickly became worthless. Everything we needed we traded for through barter.

7. Was salt expensive?

Yes, but coffee and cigarettes were even more expensive. I had lots of alcohol and traded it without problems. Alcohol consumption grew over 10 times as compared to peacetime. Perhaps today, it’s more useful to keep a stock of cigarettes, lighters and batteries. They take up less space.

At this time, I was not a survivalist. We had no time to prepare — several days before the **** hit the fan. The politicians kept repeating over the TV that everything was going according to plan, there’s no reason to be concerned. When the sky fell on our heads, we took what we could.

8. Was it difficult to purchase firearms? What did you trade for arms and ammunition?

After the war, we had guns in every house. The police confiscated lots of guns at the beginning of the war. But most of them we hid. Now I have one legal gun that I have a license for. Under the law, that’s called a temporary collection. If there is unrest, the government will seize all the registered guns. Never forget that.

You know, there are many people who have one legal gun, but also illegal guns if that one gets seized. If you have good trade goods, you might be able to get a gun in a tough situation. But remember, the most difficult time is the first days, and perhaps you won’t have enough time to find a weapon to protect your family. To be disarmed in a time of chaos and panic is a bad idea.

In my case, there was a man who needed a car battery for his radio. He had shotguns. I traded the accumulator for both of them. Sometimes, I traded ammunition for food, and a few weeks later traded food for ammunition. Never did the trade at home, never in great amounts.
Sep 29, 2023 9:33 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
Few people knew how much and what I keep at home.

The most important thing is to keep as many things as possible in terms of space and money. Eventually, you’ll understand what is more valuable.

Correction: I’ll always value weapons and ammunition the most. Second? Maybe gas masks and filters.

9. What about security?

Our defenses were very primitive. Again, we weren’t ready, and we used what we could. The windows were shattered, and the roofs in a horrible state after the bombings. The windows were blocked — some with sandbags, others with rocks.

I blocked the fence gate with wreckage and garbage, and used a ladder to get across the wall. When I came home, I asked someone inside to pass over the ladder. We had a fellow on our street that completely barricaded himself in his house. He broke a hole in the wall, creating a passage for himself into the ruins of the neighbor’s house — a sort of secret entrance.

Maybe this would seem strange, but the most protected houses were looted and destroyed first. In my area of the city, there were beautiful houses with walls, dogs, alarms and barred windows. People attacked them first. Some held out; others didn’t. It all depended how many hands and guns they had inside.

I think defense is very important, but it must be carried out unobtrusively. If you are in a city and SHTF comes, you need a simple, non-flashy place, with lots of guns and ammo.

How much ammo? As much as possible.

Make your house as unattractive as you can.

Right now, I own a steel door, but that’s just against the first wave of chaos. After that passes, I will leave the city to rejoin a larger group of people, my friends and family.

There were some situations during the war. There’s no need for details, but we always had superior firepower and a brick wall on our side.

We also constantly kept someone watching the streets. Quality organization is paramount in case of gang attacks.

Shooting was constantly heard in the city.

Our perimeter was defended primitively. All the exits were barricaded and had little firing slits. Inside we had at least five family members ready for battle at any time and one man in the street, hidden in a shelter.

We stayed home through the day to avoid sniper fire.

At first, the weak perish. Then, the rest fight.
Sep 29, 2023 9:34 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
During the day, the streets were practically empty due to sniper fire. Defenses were oriented toward short-range combat alone. Many died if they went out to gather information, for example. It’s important to remember we had no information, no radio, no TV — only rumors and nothing else.

There was no organized army; every man fought. We had no choice. Everybody was armed, ready to defend themselves.

You should not wear quality items in the city; someone will murder you and take them. Don’t even carry a “pretty” long arm, it will attract attention.

Let me tell you something: If SHTF starts tomorrow, I’ll be humble. I’ll look like everyone else. Desperate, fearful. Maybe I’ll even shout and cry a little bit.

Pretty clothing is excluded altogether. I will not go out in my new tactical outfit to shout: “I have come! You’re doomed, bad guys!” No, I’ll stay aside, well-armed, well-prepared, waiting and evaluating my possibilities, with my best friend or brother.

Super-defenses, super-guns are meaningless. If people think they should steal your things, that you’re profitable, they will. It’s only a question of time and the amount of guns and hands.

10. How was the situation with toilets?

We used shovels and a patch of earth near the house. Does it seem dirty? It was. We washed with rainwater or in the river, but most of the time the latter was too dangerous. We had no toilet paper; and if we had any, I would have traded it away.

It was a “dirty” business.

Let me give you a piece of advice: You need guns and ammo first — and second, everything else. Literally everything! All depends on the space and money you have.

If you forget something, there will always be someone to trade with for it. But if you forget weapons and ammo, there will be no access to trading for you.

I don’t think big families are extra mouths. Big families means both more guns and strength — and from there, everyone prepares on his own.

11. How did people treat the sick and the injured?

Most injuries were from gunfire. Without a specialist and without equipment, if an injured man found a doctor somewhere, he had about a 30 percent chance of survival.

It ain’t the movie. People died. Many died from infections of superficial wounds. I had antibiotics for three to four uses — for the family, of course.

People died foolishly quite often. Simple diarrhea will kill you in a few days without medicine, with limited amounts of water.

There were many skin diseases and food poisonings… nothing to it.

Many used local plants and pure alcohol — enough for the short-term, but useless in the long term.

Hygiene is very important, as well as having as much medicine as possible — especially antibiotics.
Sep 29, 2023 9:34 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
100 Items to Disappear First

1. Generators (Good ones cost dearly. Gas storage, risky. Noisy...target of thieves; maintenance etc.)
2. Water Filters/Purifiers
3. Portable Toilets
4. Seasoned Firewood. Wood takes about 6 - 12 months to become dried, for home uses.
5. Lamp Oil, Wicks, Lamps (First Choice: Buy CLEAR oil. If scarce, stockpile ANY!)
6. Coleman Fuel. Impossible to stockpile too much.
7. Guns, Ammunition, Pepper Spray, Knives, Clubs, Bats & Slingshots.
8. Hand-can openers, & hand egg beaters, whisks.
9. Honey/Syrups/white, brown sugar
10. Rice - Beans - Wheat
11. Vegetable Oil (for cooking) Without it food burns/must be boiled etc.,)
12. Charcoal, Lighter Fluid (Will become scarce suddenly)
13. Water Containers (Urgent Item to obtain.) Any size. Small: HARD CLEAR PLASTIC ONLY - note - food grade if for drinking.
14. Mini Heater head (Propane) (Without this item, propane won't heat a room.)
15. Grain Grinder (Non-electric)
16. Propane Cylinders (Urgent: Definite shortages will occur.
17. Survival Guide Book.
18. Mantles: Aladdin, Coleman, etc. (Without this item, longer-term lighting is difficult.)
19. Baby Supplies: Diapers/formula. ointments/aspirin, etc.
20. Washboards, Mop Bucket w/wringer (for Laundry)
21. Cookstoves (Propane, Coleman & Kerosene)
22. Vitamins
23. Propane Cylinder Handle-Holder (Urgent: Small canister use is dangerous without this item)
24. Feminine Hygiene/Haircare/Skin products.
25. Thermal underwear (Tops & Bottoms)
26. Bow saws, axes and hatchets, Wedges (also, honing oil)
27. Aluminum Foil Reg. & Heavy Duty (Great Cooking and Barter Item)
28. Gasoline Containers (Plastic & Metal)
29. Garbage Bags (Impossible To Have Too Many).
30. Toilet Paper, Kleenex, Paper Towels
31. Milk - Powdered & Condensed (Shake Liquid every 3 to 4 months)
32. Garden Seeds (Non-Hybrid) (A MUST)
33. Clothes pins/line/hangers (A MUST)
34. Coleman's Pump Repair Kit
35. Tuna Fish (in oil)
36. Fire Extinguishers (or..large box of Baking Soda in every room)
37. First aid kits
38. Batteries (all sizes...buy furthest-out for Expiration Dates)
39. Garlic, spices & vinegar, baking supplies
40. Big Dogs (and plenty of dog food)
41. Flour, yeast & salt
42. Matches. {"Strike Anywhere" preferred.) Boxed, wooden matches will go first
43. Writing paper/pads/pencils, solar calculators
44. Insulated ice chests (good for keeping items from freezing in Wintertime.)
45. Workboots, belts, Levis & durable shirts
46. Flashlights/LIGHTSTICKS & torches, "No. 76 Dietz" Lanterns
47. Journals, Diaries & Scrapbooks (jot down ideas, feelings, experience; Historic Times)
48. Garbage cans Plastic (great for storage, water, transporting - if with wheels)
49. Men's Hygiene: Shampoo, Toothbrush/paste, Mouthwash/floss, nail clippers, etc
50. Cast iron cookware (sturdy, efficient)
Sep 29, 2023 9:34 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
51. Fishing supplies/tools
52. Mosquito coils/repellent, sprays/creams
53. Duct Tape
54. Tarps/stakes/twine/nails/rope/spikes
55. Candles
56. Laundry Detergent (liquid)
57. Backpacks, Duffel Bags
58. Garden tools & supplies
59. Scissors, fabrics & sewing supplies
60. Canned Fruits, Veggies, Soups, stews, etc.
61. Bleach (plain, NOT scented: 4 to 6% sodium hypochlorite)
62. Canning supplies, (Jars/lids/wax)
63. Knives & Sharpening tools: files, stones, steel
64. Bicycles...Tires/tubes/pumps/chains, etc
65. Sleeping Bags & blankets/pillows/mats
66. Carbon Monoxide Alarm (battery powered)
67. Board Games, Cards, Dice
68. d-con Rat poison, MOUSE PRUFE II, Roach Killer
69. Mousetraps, Ant traps & cockroach magnets
70. Paper plates/cups/utensils (stock up, folks)
71. Baby wipes, oils, waterless & Antibacterial soap (saves a lot of water)
72. Rain gear, rubberized boots, etc.
73. Shaving supplies (razors & creams, talc, after shave)
74. Hand pumps & siphons (for water and for fuels)
75. Soysauce, vinegar, bullions/gravy/soupbase
76. Reading glasses
77. Chocolate/Cocoa/Tang/Punch (water enhancers)
78. "Survival-in-a-Can"
79. Woolen clothing, scarves/ear-muffs/mittens
80. Boy Scout Handbook, / also Leaders Catalog
81. Roll-on Window Insulation Kit (MANCO)
82. Graham crackers, saltines, pretzels, Trail mix/Jerky
83. Popcorn, Peanut Butter, Nuts
84. Socks, Underwear, T-shirts, etc. (extras)
85. Lumber (all types)
86. Wagons & carts (for transport to and from)
87. Cots & Inflatable mattress's
88. Gloves: Work/warming/gardening, etc.
89. Lantern Hangers
90. Screen Patches, glue, nails, screws,, nuts & bolts
91. Teas
92. Coffee
93. Cigarettes
94. Wine/Liquors (for bribes, medicinal, etc,)
95. Paraffin wax
96. Glue, nails, nuts, bolts, screws, etc.
97. Chewing gum/candies
98. Atomizers (for cooling/bathing)
99. Hats & cotton neckerchiefs
100. Goats/chickens
Sep 29, 2023 9:35 AM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
From a Sarajevo War Survivor:
Experiencing horrible things that can happen in a war - death of parents and
friends, hunger and malnutrition, endless freezing cold, fear, sniper attacks.

1. Stockpiling helps. but you never no how long trouble will last, so locate
near renewable food sources.
2. Living near a well with a manual pump is like being in Eden.
3. After awhile, even gold can lose its luster. But there is no luxury in war
quite like toilet paper. Its surplus value is greater than gold's.
4. If you had to go without one utility, lose electricity - it's the easiest to
do without (unless you're in a very nice climate with no need for heat.)
5. Canned foods are awesome, especially if their contents are tasty without
heating. One of the best things to stockpile is canned gravy - it makes a lot of
the dry unappetizing things you find to eat in war somewhat edible. Only needs
enough heat to "warm", not to cook. It's cheap too, especially if you buy it in
bulk.
6. Bring some books - escapist ones like romance or mysteries become more
valuable as the war continues. Sure, it's great to have a lot of survival
guides, but you'll figure most of that out on your own anyway - trust me, you'll
have a lot of time on your hands.
7. The feeling that you're human can fade pretty fast. I can't tell you how many
people I knew who would have traded a much needed meal for just a little bit of
toothpaste, rouge, soap or cologne. Not much point in fighting if you have to
lose your humanity. These things are morale-builders like nothing else.
8. Slow burning candles and matches, matches, matches
Sep 29, 2023 5:42 PM CST What is your opinion/view on money?
A World War III bomb shelter manual is more than a little out of place in a discussion of money.
Sep 29, 2023 6:34 PM CST What is your opinion/view on money?
DLMac
DLMacDLMacLakewood, New York USA48 Threads 349 Posts
TTKSpectre: A World War III bomb shelter manual is more than a little out of place in a discussion of money.
Google Carrington event then get back to me.
Money is currency and currency is defined by value.
The above are from people who actually survived the failure of money.
Value, currency , was placed on alternate means.
Choose to ignore the advice at your own risk. But the Carrington Event is a real eye opener.


Reports: A piece of the sun broke off, then got sucked into a polar vortex


teddybear
Sep 30, 2023 1:09 PM CST What is your opinion/view on money?
Decent_Love
Decent_LoveDecent_LovePrayagraj, Uttar Pradesh India417 Threads 3 Polls 2,069 Posts
Money is honey, eat it as much as you can digest.
Oct 6, 2023 2:09 PM CST What is your opinion/view on money?
bemyneighbor: Cant say what its like to have money for discretionary spending. Seems like most of it goes to europe and illegal aliens here for some time now.
Although I can't speak professionally regarding "money/finances/economics", I have learned to handle liquid resources somewhat better in the last 15 years. Unfortunately for my own home budgeting, I made more than enough money to be able to spend right and left, for a period of time, anyway. (My house payment was, for many years, only about 15 percent of my take-home pay (!). There is an adage--"If you don't learn to be frugal in the good times, you will absolutely learn to be in the bad times". So, like millions of Americans, I had a medical "crash" which bankrupted me--literally everything gone, gone, gone. (Too long a story to tell the whole thing here--trust me...) But I recovered, and have learned to live in retirement on a fraction of what I had been used to having at my disposal. I tuck small amounts away for rainy days, as it were, and hide cash for unseen emergencies, such as extra gas or treating an impromptu guest , etc... So far, it's working. I'm not 'rich" but I live well using these techniques, and I don't feel like I'm denying myself a good life. But, it takes concentration, careful budgeting, and such. handshake
Oct 6, 2023 2:14 PM CST What is your opinion/view on money?
post script--over the years I have designed a hall closet to be a storage room by shelving the inside of it and also the door (it quadruples the available space) This "room" now looks pretty much like a Bi-Mart (everything for the household, and I mean everything...) plus room for broom, mop/bucket, shopping bags, extra groceries, cleaning supplies, paper towels, toilet tissue, dish soap, laundry soap, scubbies, you name it--anything and everything to run a household. I also cook and freeze, saving literally thousands of dollars. Hope this all is helpful to folks....teddybear
Oct 8, 2023 2:43 PM CST What is your opinion/view on money?
Friendship4ever
Friendship4everFriendship4everSan Bernardino, California USA2 Threads 1,466 Posts
pedro27: What is your opinion/view on money?

888
I want MILLIONS of it. thumbs up
Oct 8, 2023 4:09 PM CST What is your opinion/view on money?
Orzzz
OrzzzOrzzzPortage, Wisconsin USA106 Threads 8 Polls 807 Posts
Not a prepper thread. But, did see one item I hadn't thought about...lighters. Also matches be good. And candles. And veggie oil to use for heat. With luck all my prep will never be needed...good part of old age.
As far as money goes...inflation is a joke. Make more, costs more and it never ends. Corporation and oligarchs will never take less profits.
Be wise. Use the envelope method if need be. Label for rent, fuel, phone, food, clothes etc. Every paycheck, add some to each so at the time of the bill, the envelope has it in it. Pay bills first, savings next and THEN you can party and spend.
Think before you spend. Will you want that item next year? Will it LAST til next year. Buy used. Consider the value of it in your life. Amazing what we can do without. Money is a tool, not a goal.
Oct 10, 2023 1:02 PM CST What is your opinion/view on money?
phatdrummer650: Sorry, but you lost me right from the start.
illegals are mostly honest.
ILLEGALS are mostly honest?
I'm sorry, but coming into the country the wrong (illegal) way doesn't sound like an honest person to me.
I have a very liberal attitude and a well-meaning heart, but I agree with you one million per cent. thumbs up thumbs up thumbs up
Oct 11, 2023 7:42 AM CST What is your opinion/view on money?
Deedee123x
Deedee123xDeedee123xLimerick, Ireland69 Threads 4,795 Posts
pedro27: What is your opinion/view on money?


$$$

888
Have enough to pay the bills, a nest egg to add to retirement and a smaller nest egg to allow for holidays emergencies.
Aslong as I have those all is good...I've been sad with alot of money and happy when at times broke...live within your means...and if you want more then buy the lotto and rub the Buddhas belly and best of luck.laugh
Oct 11, 2023 7:48 AM CST What is your opinion/view on money?
I used to think I wanted money but as it turned out all I wanted was a loud music system, a decent guitar, lots of pets, and lots of pot and I got that so I couldn't care less for money aside from what is required to pay the bills and sustain myself.
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