How do you handle finances when you are in a M relationship? ( Archived) (26)

Apr 9, 2022 10:56 AM CSTHow do you handle finances when you are in a M relationship?
galrads
galradsgalradsDublin, Ohio, USA2,264 Threads 279 Polls 36,283 Posts

How do you handle finances when you are in a M relationship?(Vote Below)

- (To Vote: select an option above, then press this button)
Joint bank accounts with bills shared 50/50 and joint investments and charities
20%
4 Votes
Separate bank accounts with bills shared 50/50 with separate investments and charities
60%
12 Votes
Everything in Her bank accounts that isn't invested elsewhere.
0%
0 Votes
Other
20%
4 Votes
20 Total Votes
I use M here because I am not sure among singles how sensitive the word "Marriage" might be to them.
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Apr 9, 2022 11:16 AM CST How do you handle finances when you are in a M relationship?
Didi7
Didi7Didi7Central, Chaguanas Trinidad and Tobago92 Threads 39 Polls 1,342 Posts
"Separate bank accounts with bills shared 50/50 with separate investments and charities"


I've had the unfortunate experience of sharing a joint account with my now ex-husband, as well as heard about other women who'd lost their savings at the hands of their respective spouses. It is not something that I wish on any one else (and maybe, not even my worst enemy).
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Apr 9, 2022 11:43 AM CST How do you handle finances when you are in a M relationship?
Jaavisst
JaavisstJaavisstLjusdal, Gavleborg Sweden96 Threads 22 Polls 707 Posts
I normally pay for everything and also have to fork up a large sum when separated.

Relationship 1: I gave away a house.
Relationship 2: I gave away all the money in the bank.
Relationship 3: I gave away a large sum of money and paid rent for ex.
Relationship 4: I had to hand over a large sum of money.
Plus alimony for 4 children. 1st 20 years, 2nd 17 years and still paying for two.
Plus buying cars, holidays and equipment and what not.
The price you pay for heavy balls!
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Apr 9, 2022 12:19 PM CST How do you handle finances when you are in a M relationship?
galrads
galradsgalradsDublin, Ohio USA2,264 Threads 279 Polls 36,283 Posts
Jaavisst: I normally pay for everything and also have to fork up a large sum when separated.

Relationship 1: I gave away a house.
Relationship 2: I gave away all the money in the bank.
Relationship 3: I gave away a large sum of money and paid rent for ex.
Relationship 4: I had to hand over a large sum of money.
Plus alimony for 4 children. 1st 20 years, 2nd 17 years and still paying for two.
Plus buying cars, holidays and equipment and what not.
The price you pay for heavy balls!
hmmm will there be a relationship 5, 6 or 7 ... ?
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Apr 9, 2022 12:25 PM CST How do you handle finances when you are in a M relationship?
galrads
galradsgalradsDublin, Ohio USA2,264 Threads 279 Polls 36,283 Posts
Didi7: "Separate bank accounts with bills shared 50/50 with separate investments and charities"


I've had the unfortunate experience of sharing a joint account with my now ex-husband, as well as heard about other women who'd lost their savings at the hands of their respective spouses. It is not something that I wish on any one else (and maybe, not even my worst enemy).
Sorry to hear that Didi7. Both of my M relationships had joint bank accounts. No regrets doing that. We did however, maintain separate pension plans with investments to them proportional to our individual incomes.
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Apr 9, 2022 12:40 PM CST How do you handle finances when you are in a M relationship?
Didi7
Didi7Didi7Central, Chaguanas Trinidad and Tobago92 Threads 39 Polls 1,342 Posts
galrads: Sorry to hear that Didi7. Both of my M relationships had joint bank accounts. No regrets doing that. We did however, maintain separate pension plans with investments to them proportional to our individual incomes.
Glad to know that. It's good to know that some people exercise good ethical behaviour concerning other people's finances.thumbs up
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Apr 9, 2022 12:48 PM CST How do you handle finances when you are in a M relationship?
LeeCharming
LeeCharmingLeeCharmingCardiff, South Glamorgan, Wales UK537 Threads 273 Polls 6,941 Posts
the traditional marriage...back in the 1950s...women would handle all the finances...pay all the bills with the mans money...buy the shopping etc...but in these modern times...i would advise a man...to keep hold of his money...don't have joint accounts with a woman and never let her get a credit card in his nameuh oh too many modern women are materialist and love money more than most things sadlyuh oh
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Apr 9, 2022 1:09 PM CST How do you handle finances when you are in a M relationship?
Jaavisst
JaavisstJaavisstLjusdal, Gavleborg Sweden96 Threads 22 Polls 707 Posts
galrads: will there be a relationship 5, 6 or 7 ... ?
I have already set aside funds for closing costs.
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Apr 9, 2022 1:34 PM CST How do you handle finances when you are in a M relationship?
bodleing2
bodleing2bodleing2Manchester, Greater Manchester, England UK84 Threads 6,132 Posts
violin


comfort
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Apr 9, 2022 4:11 PM CST How do you handle finances when you are in a M relationship?
jac_the_gripper
jac_the_gripperjac_the_gripperTonyrefail, South Glamorgan, Wales UK24 Threads 5,363 Posts
Jaavisst: I have already set aside funds for closing costs.
It's not difficult to see that's all you have to offer, Lee.
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Apr 9, 2022 4:17 PM CST How do you handle finances when you are in a M relationship?
Mixing them up jac?

About Lee I know little to nothing is he still a virgin?

About the swedish car wrecker at 193cm I believe his story.
And hope he will be less generous in the future economically.
Look like he only was with dig-golders.
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Apr 9, 2022 4:42 PM CST How do you handle finances when you are in a M relationship?
Draegoneer
DraegoneerDraegoneerPrudenville, Michigan USA1 Threads 1,371 Posts
actually, his and her banks and accounts of choice.

one joint for the household costs which both put into and both signatures required. basic utilities split the costs. one each in each name. electric mine, gas bill hers. joint lease for renting. any other "splurges" related to the household discussed and split accordingly.

just remove or transfer one if things change. joint account can be split or walked away from. all other accounts are still personal and intact.

no. not married. most likely never will be again.

even a long term relationship and arrangement should reflect two.
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Apr 10, 2022 1:18 AM CST How do you handle finances when you are in a M relationship?
Jaavisst
JaavisstJaavisstLjusdal, Gavleborg Sweden96 Threads 22 Polls 707 Posts
Grandsiozzie: Mixing them up jac?

About Lee I know little to nothing is he still a virgin?

About the swedish car wrecker at 193cm I believe his story.
And hope he will be less generous in the future economically.
Look like he only was with dig-golders.
For some reason she belives I am somebody else. I even have a sign on a picture in my profile but she never looked. And I got a new passport last week and I am know only 191 cm. Age and heavy lifting is taking it's toll.
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Apr 10, 2022 3:18 AM CST How do you handle finances when you are in a M relationship?
Jaavisst: For some reason she belives I am somebody else. I even have a sign on a picture in my profile but she never looked. And I got a new passport last week and I am know only 191 cm. Age and heavy lifting is taking it's toll.
Hehe, maybe one day I'll mail you for some car parts as I renovate a little on the side.
Right now a subaru Impreza Gt 1998. I weld metal :)
About girls. I still find opportuneties here at cs, it's better than møteplassen.

cheers
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Apr 10, 2022 3:52 AM CST How do you handle finances when you are in a M relationship?
Jaavisst
JaavisstJaavisstLjusdal, Gavleborg Sweden96 Threads 22 Polls 707 Posts
Grandsiozzie: Hehe, maybe one day I'll mail you for some car parts as I renovate a little on the side.
Right now a subaru Impreza Gt 1998. I weld metal :)
About girls. I still find opportuneties here at cs, it's better than møteplassen.
I only have Legacy parts. This site doesn't advertise enough to bring in new blood.
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Apr 10, 2022 4:02 AM CST How do you handle finances when you are in a M relationship?
Jaavisst: I only have Legacy parts. This site doesn't advertise enough to bring in new blood.
Sure but old blood works well for me.
Especially in Asia there are chances. Talked to a nice one from Indonesia, 52y old.
Serious, not a gold digger etc.
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Apr 10, 2022 4:25 AM CST How do you handle finances when you are in a M relationship?
ChesneyChrist
ChesneyChristChesneyChristManchester, Greater Manchester, England UK7,144 Posts
By giving up control to the logical one less easily swayed by the power of impulse purchasing.
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Apr 10, 2022 7:56 PM CST How do you handle finances when you are in a M relationship?
Miss_Cellaneous
Miss_CellaneousMiss_CellaneousWyre, Lancashire, England UK1 Threads 2,444 Posts
Having been married for 30 years, worked all my life from 15yrs old, brought up 3 wonderful children "I worked night shifts within the NHS and Social Services" There wasn't a problem re our finances, the Judge ruled in my favour as I was earning a lot more than my ex plus my kids were grown up at this time. So not all women are "gold diggers" maybe "some" men are ? dunno
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Apr 10, 2022 11:21 PM CST How do you handle finances when you are in a M relationship?
Mercedes_00
Mercedes_00Mercedes_00Greater Sydney, New South Wales Australia18 Threads 20,456 Posts
if I was to do it all over again I would have separate bank accounts & split absolutely everythiing down the middle..Including paying for ourselves on outings
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Apr 11, 2022 5:40 AM CST How do you handle finances when you are in a M relationship?
Ten_of_cupss
Ten_of_cupssTen_of_cupssShumen, Bulgaria2 Threads 1,375 Posts
I don't count what I spend on the other one and didn't have anyone calculating what they spend on me.
We want to do it and we do it.
Plus I have never been in a relationship where one is less financially able than the other.
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Apr 11, 2022 7:41 AM CST How do you handle finances when you are in a M relationship?
Jaavisst
JaavisstJaavisstLjusdal, Gavleborg Sweden96 Threads 22 Polls 707 Posts
Ten_of_cupss: I don't count what I spend on the other one and didn't have anyone calculating what they spend on me.
We want to do it and we do it.
Plus I have never been in a relationship where one is less financially able than the other.
You are welcome!
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Apr 11, 2022 8:00 AM CST How do you handle finances when you are in a M relationship?
pat8lanips
pat8lanipspat8lanipsbabinda, Queensland Australia67 Threads 14 Polls 6,372 Posts
You're dirty.
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Apr 11, 2022 2:20 PM CST How do you handle finances when you are in a M relationship?
Let’s consider that both work, and the salaries are relatively close. Decide on which bills are joint, and which are specific to individual. Pick a payer for the joint bills. When due, non-payer contributes exactly half. So, let’s say the mortgage is $1100.00, the utilities come to $400.00, and grocery/household comes to $500.00. Non- payer contributes $1000.00 into payer’s account. All other bills that are individual are paid by the individual needing them. This kind of home economics seems to work, and, amazingly, each has MORE spending money at the end.
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Apr 11, 2022 2:23 PM CST How do you handle finances when you are in a M relationship?
Miss_Cellaneous: Having been married for 30 years, worked all my life from 15yrs old, brought up 3 wonderful children "I worked night shifts within the NHS and Social Services" There wasn't a problem re our finances, the Judge ruled in my favour as I was earning a lot more than my ex plus my kids were grown up at this time. So not all women are "gold diggers" maybe "some" men are ?
Very true. I worked with professional, college educated women all my life who out-earned their male partners; yea, often supporting some lazy couch potato.
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Apr 11, 2022 4:18 PM CST How do you handle finances when you are in a M relationship?
rohaan: Very true. I worked with professional, college educated women all my life who out-earned their male partners; yea, often supporting some lazy couch potato.
Do you have any of their phone numbers.. hmmm
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Apr 11, 2022 4:39 PM CST How do you handle finances when you are in a M relationship?
Draegoneer
DraegoneerDraegoneerPrudenville, Michigan USA1 Threads 1,371 Posts
i think many have lost quite a bit in marriage turned divorce. i think many of us have already been married at least once. maybe some would like to remarry at some point

joint account for the household and not full joint accounts was a saving factor.

didn't care about giving the houses up.

i can buy a house one last time when i find one i want with in reason. the only way any one will be getting that one is in a will after i'm dead and buried.

2 adult kids. they're gonna have to liquidate every thing then split it.

then there is the other thing i hope many take into consideration. if you are in a relationship, you did have a partner to be considered as well.

time is a factor here. each has to think and decide for their own circumstance. if you're in a long term relationship but forego marriage, will you take your significant other into account as well?

we talk and consider things as if we'll be around forever at times. that's simply not the case in the long run.
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Apr 11, 2022 5:12 PM CST How do you handle finances when you are in a M relationship?
Grandsiozzie: Do you have any of their phone numbers..
No. those guys eventually had to learn to fend for themselves. Sorry….
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Stats for this Poll

20 Votes
1,146 Views
26 Comments
by galrads (279 Polls)
Created: Apr 2022
Last Viewed: Apr 24
Last Commented: Apr 2022
Last Voted: May 2023

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