I would have assumed everyone does, were it not for the fact that most people don't. And on some websites, where one can message without opening the profile, they don't even open the profile!
At what point have I insulted you? If so, I am not aware of it!
If you mean my comment about English not being your first language, this was not meant with any negative intent - quite the opposite, I was providing you with an excuse for the confusion caused by your attempt to "explain".
There is a chap at my work called Daniel. When I met him, he said "I'm Daniel", I replied "oh, as in the Lion's Den?" and he looked at me blankly and said "huh"?
Seriously, even if the guy isn't religious, how can someone get through life as a Daniel (or a Jonah) without having ever heard the story.....?
RE: Banks! Where's the money? I need to know NOW.
The lending of money for interest should be abolished.